2705 Bay View Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 2705 Bay View Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,705 sqft · built 2000
Lot Size	0.45 acres (1,971 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Jun 2019)
Tax Bill	$5,970 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-454-023`

Property Details

APN / Parcel Number

Primary APN	`19-30-454-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,705 sqft Living Area
1st Floor Area	702 sqft
Basement Area	702 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	1,971 sqft (0.45 acres)
Lot Dimensions	66 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2705 BAY VIEW CIR
City	ALGONQUIN
State	IL
Zip	60102-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0018127 N 29.90FT S 67.52FT LT 24 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 1
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase	1
Legal Lot Number	24
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4015
Census Tract	871206

Owner

2705 Bay View Cir is owned and occupied by an individual who bought it in June 2019.

Source: McHenry County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2705 BAY VIEW CIR, ALGONQUIN, IL 60102-6830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 20, 2019	Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Aug 11, 2000 · Amount on File
Deed Document Number	201918127
Prior Transfer Date	Sep 11, 2012
Prior Transfer Doc	0000042332
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2705 BAY VIEW CIR, ALGONQUIN, IL 60102-6830
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018083
Date	Apr 5, 2021
Instrument	2021R0018083

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 20, 2019
Property Address	2705 BAY VIEW CIR, ALGONQUIN, IL 60102-6830
Document Number	0000018127
Instrument Date	Jun 19, 2019
Instrument	2019R0018127
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2705 BAY VIEW CIR, 2705, ALGONQUIN, IL 60102-6830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 BAY VIEW CIR, ALGONQUIN, IL 60102-6830

Mortgage

Document Number	0000018128
Date	Jun 20, 2019
Instrument	2019R0018128

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,970.00	$86,905 Land $18,583 Building $68,322	$260,715 Land $55,749 Building $204,966
2022	Homeowner's exemption Additional exemption filed	$79,308 Land $14,925 Building $64,383	$237,924 Land $44,775 Building $193,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2705 Bay View Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2705 Bay View Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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