Lubbock County property record for 2705 86th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,122 sqft · built 1997 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,050 (Apr 2024) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R143115 |
| Primary APN | R143115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 2,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2705 86TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD L 158 |
| Legal Subdivision | SUMMERFIELD |
| Legal Lot Number | 158 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10505 |
Source: Lubbock County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 86TH ST, LUBBOCK, TX 79423-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Apr 5, 2022 · Amount on Record |
| Deed Document Number | 202417571 |
| Prior Transfer Date | Jun 29, 2015 |
| Prior Transfer Doc | 0000023457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 30, 2024 |
| Property Address | 2705 86TH ST, LUBBOCK, TX 79423-3132 |
| Document Number | 0000017571 |
| Map Reference | VOL 5261 PG 156 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2024017571 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 86TH ST, LUBBOCK, TX 79423-3132 |
| Document Number | 0000017572 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024017572 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 2705 86TH ST, LUBBOCK, TX 79423-3132 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024703 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021024703 |
| Name | LOANPAL LLC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (-2.15%) | $254,969 (+16.43%) Land $20,400 Building $234,569 | $254,969 (+10.5%) Land $20,400 Building $234,569 |
| 2024 | $4,610.00 | ||
| 2023 | Homeowner's exemption | $218,985 Land $20,400 Building $210,344 | $230,744 Land $20,400 Building $210,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · Hurricane Rita |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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