2705 55th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2705 55th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1962
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2010)
Tax Bill	$1,636 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7075-0005-9`

Property Details

APN / Parcel Number

Primary APN	`7075-0005-9`
Alternative APNs	`331831707500059` `0707500059`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	221,285 sqft
Garage Area	2,640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0707500059
Street Address	2705 55TH ST E
City	PALMETTO
State	FL
Zip	34221-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	BEG AT NE COR OF NW1/4 OF SE1/4, RUN W 200 FT, THENCE S ALG W LN OF LAYMAN TER SUB 606.53 FT TO POB, THENCE W 155 FT, N 305 FT, E 155 FT TO W LN OF LAYMAN TER, THENCE S TO POB AS
Legal Range	18E
Legal Township	33S
Legal Section	31
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1005
Census Tract	1604

Owner

2705 55th St E is owned and occupied by two individuals who bought it in July 2010.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1180 8TH AVE W, PALMETTO, FL 34221-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage MCM CAP SOLUTIONS
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OZK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2010 · Amount on File
Deed Sale	Jul 12, 2010 · Amount on File
Deed Document Number	20102826896
Deed Book / Page	2345 / 2764
Prior Transfer Date	Jan 6, 2005
Prior Transfer Doc	0019874067
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2705 55TH ST E, PALMETTO, FL 34221-9008
Document Number	0041136544
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 55TH ST E PALMETTO FL 342219008, PALMETTO, FL 34221-9008

Mortgage

Document Number	0041136544
Date	Dec 10, 2020
Instrument	41136544

Lender

Name	MCM CAP SOLUTIONS
Address	MIAMI LAKES, FL 33016

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2705 55TH ST E, PALMETTO, FL 34221-9008
Document Number	0041131831
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 55TH ST E PALMETTO FL 342219008, PALMETTO, FL 34221-9008

Mortgage

Document Number	0041131831
Date	Dec 1, 2020
Instrument	41131831

Lender

Name	BANK OZK
Address	LITTLE ROCK, AR 72231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,491 (+2.7%)	$400,274 (-0.07%) Land $293,080 Building $107,194
2025		$141,666	$400,546 Land $293,080 Building $107,466
2024	$1,636.00 (+2.76%)
2023	$1,592.00 (+3.85%) Homeowner's exemption	$133,663 (+3%)	$356,557 (+41.72%) Land $233,121 Building $123,436
2022	$1,533.00 Homeowner's exemption	$129,770	$251,599 Land $145,920 Building $105,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 55th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 55th St E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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