2705 38th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2705 38th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2019)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-06-00067.0050`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-06-00067.0050`
Alternative APNs	`12-45-26-L2-06067.0050` `261245L2060670050` `10349108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,585 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Patio Area	187 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10349108
Street Address	2705 38TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 6 BLK 67 PB 26 PG 207 LOT 5
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	06
Legal Block	67
Legal Lot Number	5
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1024
Census Tract	40303

Owner

2705 38th St SW is owned and occupied by two individuals who bought it in August 2019.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2705 38TH ST SW, LEHIGH ACRES, FL 33976-4571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 5, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	2019202975
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0000095290
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 30, 2019
Property Address	2705 38TH ST SW, LEHIGH ACRES, FL 33976-4571
Document Number	0000202975
Instrument Date	Aug 16, 2019
Instrument	202975
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 38TH ST SW LEHIGH ACRES FL 339764571, LEHIGH ACRES, FL 33976-4571

Mortgage

Document Number	202976
Date	Aug 30, 2019
Instrument	202976

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 5, 2017
Property Address	2705 38TH ST SW, LEHIGH ACRES, FL 33976-4571
Document Number	0000143794
Instrument Date	Jun 30, 2017
Instrument	143794
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIVE STAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2705 38TH ST SW LEHIGH ACRES FL 339764571, LEHIGH ACRES, FL 33976-4571

Mortgage

Document Number	143795
Date	Jul 5, 2017
Instrument	143795

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2705 38th St SW was $2,385 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,210 (+2.7%)	$249,271 (+5.21%) Land $24,223 Building $225,048
2025	$2,385.00 Homeowner's exemption	$165,735	$236,919 Land $21,803 Building $215,116
2023	$2,145.00 (+5.3%) Homeowner's exemption	$156,373 (+3%)	$268,339 (+32.74%) Land $15,191 Building $253,148
2022	$2,037.00 Homeowner's exemption	$151,818	$202,158 Land $10,128 Building $192,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2705 38th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2705 38th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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