2704 Wolf Pond Rd, Monroe, NC 28112 Property Records

Union County property record for 2704 Wolf Pond Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 1967
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2018)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-204-002A`

Property Details

APN / Parcel Number

Primary APN	`09-204-002A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,914 sqft
Basement Area	625 sqft
Unfinished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Porch	Slab
Porch Area	178 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2704 WOLF POND RD
City	MONROE
State	NC
Zip	28112-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	7126-333
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2035
Census Tract	20502

Owner

2704 Wolf Pond Rd is owned and occupied by an individual who bought it in March 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2704 WOLF POND RD, MONROE, NC 28112-8257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Mar 28, 2018	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Nov 30, 2016 · Amount on File
Deed Document Number	20187920
Deed Book / Page	7126 / 333
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0006806217
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2704 WOLF POND RD, MONROE, NC 28112-8257
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008078757
Date	Apr 27, 2021
Book Page	8078/757
Instrument	19654

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2704 WOLF POND RD, MONROE, NC 28112-8257
Document Number	7274443
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2704 WOLF POND RD MONROE NC 281128257, MONROE, NC 28112-8257

Mortgage

Document Number	7274443
Date	Nov 28, 2018
Book Page	007274/000443
Instrument	32749

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 28, 2018
Property Address	2704 WOLF POND RD, MONROE, NC 28112-8257
Document Number	0007126333
Book / Page	7126 / 333
Map Reference	MB 169 PG 210
Instrument Date	Mar 27, 2018
Instrument	0007920
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5322 LANCELOT DR, 5322, CHARLOTTE, NC 28270-0418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 WOLF POND RD, MONROE, NC 28112-8257

Mortgage

Document Number	0000007921
Date	Mar 28, 2018
Instrument	0007921

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Wolf Pond Rd was $1,434.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,700 (-) Land $61,800 Building $255,900	$317,700 (-) Land $61,800 Building $255,900
2025	$1,434.00	$317,700 Land $61,800 Building $255,900	$317,700 Land $61,800 Building $255,900
2023	$1,248.00	$205,300 Land $30,900 Building $174,400	$205,300 Land $30,900 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Wolf Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2704 Wolf Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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