2704 Whiting Ct, McHenry, IL 60050 Property Records

McHenry County property record for 2704 Whiting Ct, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,190 sqft · built 1991
Lot Size	0.902 acres (39,328 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-176-018`

Property Details

APN / Parcel Number

Primary APN	`09-21-176-018`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,190 sqft Living Area
Gross Area	5,063 sqft
1st Floor Area	1,873 sqft
Basement Area	1,613 sqft
Finished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	39,328 sqft
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	268 sqft
Deck Area	420 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2704 WHITING CT
City	MCHENRY
State	IL
Zip	60050-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0003973 LT 158 MARTIN WOODS UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	21
Legal Subdivision	MARTIN WOODS 02
Legal Block	176
Legal Lot Number	158
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2045
Census Tract	870501

Owner

Source: McHenry County records · APN 09-21-176-018

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2704 WHITING CT, MCHENRY, IL 60050-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU
Aug 09, 2018	Warranty Deed, Transfer · Line of Credit GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Aug 09, 2018 · Amount on Record
Deed Document Number	2021R0003973
Record Updated	Jun 07, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 21, 2021
Property Address	2704 WHITING CT, MCHENRY, IL 60050-1713
Document Number	0000003973
Map Reference	DOC 90R009144
Instrument Date	Jan 08, 2021
Instrument	2021R0003973
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2704 WHITING CT, MCHENRY, IL 60050-1713

Mortgage

Document Number	0000003974
Date	Jan 21, 2021
Instrument	2021R0003974

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2704 WHITING CT, MCHENRY, IL 60050-1713
Document Number	0000019584
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 WHITING CT MCHENRY IL 600501713, MCHENRY, IL 60050-1713

Mortgage

Document Number	0000019584
Date	Jul 01, 2019
Instrument	19584

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCKBURN, IL 60015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2034

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 09, 2018
Property Address	2704 WHITING CT, MCHENRY, IL 60050-1713
Document Number	0000027210
Instrument Date	Aug 07, 2018
Instrument	27210
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 WHITING CT MCHENRY IL 600501713, MCHENRY, IL 60050-1713

Mortgage

Document Number	27212
Date	Aug 09, 2018
Instrument	27212

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 08, 2038

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	27211,
Date	Aug 09, 2018
Instrument	27211

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCKBURN, IL 60015

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 08, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$137,791 Land $23,482 Building $114,309	$413,373 Land $70,446 Building $342,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 93 locations within half a mile of this property.

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