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2704 Wait Rd, Naperville, IL 60564 Property Records

Will County property record for 2704 Wait Rd, Naperville, IL 60564 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,650 sqft · built 1998
Lot Size0.28 acres (12,021 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Aug 2021)
Tax Bill$12,820 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-01-15-301-021

Property Details

APN / Parcel Number

Primary APN07-01-15-301-021

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,650 sqft Total Area
1st Floor Area1,325 sqft
2nd Floor Area1,325 sqft
Basement Area1,286 sqft
Unfinished Basement1,286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area12,021 sqft (0.28 acres)
Garage Area730 sqft

Location & Zoning

Street Address2704 WAIT RD
CityNAPERVILLE
StateIL
Zip60564-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 222 IN HARMONY GROVE UNIT 3, BEING A SUB OF PRT OF THE SW1/4 OF SEC. 15, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section15
Legal SubdivisionHARMONY GROVE
Legal Block3
Legal Lot Number222
Legal Unit3
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group4
Census Block4008
Census Tract880309

Owner

Source: Will County records · APN 07-01-15-301-021

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 04, 2018Deed of Trust, Mortgage · Line of Credit
DUPAGE CU
Oct 02, 2017Special Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleOct 02, 2017 · Amount on Record
Deed Document Number202195514
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 WAIT RD, NAPERVILLE, IL 60564-5864

Mortgage

Document Number0000000064
DateJan 02, 2026
InstrumentR2026000064
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 29, 2055
Interest
Rate TypeAdjustable Rate
Rate9.04%
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
Transaction TypeMortgage
Record UpdatedSep 09, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018960
DateFeb 18, 2021
InstrumentR2021018960
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateAug 30, 2021
Property Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
Document Number0000095514
Map ReferenceDOC R97-74472
Instrument DateAug 09, 2021
InstrumentR2021095514
Transaction TypeTransfer
Record UpdatedSep 09, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2708 WAIT RD, NAPERVILLE, IL 60564-5864

Mortgage

Document Number0000095515
DateAug 30, 2021
InstrumentR2021095515
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
Document Number0000031574
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2704 WAIT RD NAPERVILLE IL 605645864, NAPERVILLE, IL 60564-5864

Mortgage

Document Number0000031574
DateMay 10, 2018
Instrument31574
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60563
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 09, 2038
Interest
Rate TypeAdjustable Rate

October 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWILL IL
Recording DateOct 02, 2017
Property Address2704 WAIT RD, NAPERVILLE, IL 60564-5864
Document Number0000077296
Map ReferenceDOC R97-74472
Instrument DateSep 15, 2017
InstrumentR2017077296
Transaction TypeTransfer
Record UpdatedSep 09, 2021
Title CompanyLIBERTY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2118 CLOVER LN, 2118, WOODRIDGE, IL 60517-7566

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 WAIT RD, NAPERVILLE, IL 60564-5864

Mortgage

Document Number0000077297
DateOct 02, 2017
InstrumentR2017077297
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,820.00 (+16.8%)
2024$194,299 (+23.37%) Land $43,748 Building $150,551$582,897 (+23.37%) Land $131,244 Building $451,653
2022$10,976.00 Homeowner's exemption$157,499 Land $36,560 Building $120,939$472,497 Land $109,680 Building $362,817

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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