Lorain County property record for 2704 W 40th St, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,700 sqft · built 1978 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Owner Name on File |
| Last Sale | $111,000 (Nov 2007) |
| Tax Bill | $1,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-013-108-016 |
| Primary APN | 02-02-013-108-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 480 sqft |
| 2nd Floor Area | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 143 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 140 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2704 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY ACRES SUB #5 60 X 143.25 S/L 178 |
| Legal Subdivision | SAND ACRES SUBDIVISION #5 |
| Legal Tract | 2 |
| Legal Block | 108 |
| Legal Lot Number | 178 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 97202 |
The current owner of 2704 W 40th St bought it in November 2007.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2704 W 40TH ST, LORAIN, OH 44053-2253 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on File |
| Deed Sale | Nov 16, 2007 · Amount on File |
| Prior Sale | Sep 10, 2004 |
| Deed Document Number | 2007006099 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2704 W 40th St was $1,990.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,990.00 | $52,060 (+%) Land $11,850 Building $40,210 | $148,740 (-) Land $33,860 Building $114,880 |
| 2024 | $1,990.00 (-13.44%) | $52,059 (+16.61%) Land $11,851 Building $40,208 | $148,740 (+16.61%) Land $33,860 Building $114,880 |
| 2023 | $2,299.00 (+0.88%) | $44,643 (-0.02%) Land $9,356 Building $35,287 | $127,550 Land $26,730 Building $100,820 |
| 2022 | $2,279.00 | $44,650 Land $9,360 Building $35,290 | |
| 2021 | $127,550 Land $26,730 Building $100,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2704 W 40th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2704 W 40th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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