2704 Terrapin Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2704 Terrapin Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1950
Lot Size	0.175 acres (7,629 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Oct 2023)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01253271`

Property Details

APN / Parcel Number

Primary APN	`13-01253271`
Alternative APN	`01253271`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,629 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01253271
Street Address	2704 TERRAPIN RD
City	SILVER SPRING
State	MD
Zip	20906-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT VILLAGE
Legal Subdivision	GLENMONT VILLAGE
Legal Block	13
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3009
Census Tract	703403

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Intrafamily Transfer, Transfer BAYVILLE TITLE AND ESCROW LLC, BAYLINE TITLE & ESCROW LLC
Oct 3, 2023	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
Aug 17, 2020	Grant Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Book / Page	67428 / 170
Last Transfer Date	Nov 11, 2025
Transfer Doc	0699110458
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 8, 2025
Property Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023
Document Number	0699110458
Book / Page	69911 / 458
Map Reference	MB 36 PL 2442
Instrument Date	Nov 11, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	BAYVILLE TITLE AND ESCROW LLC, BAYLINE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 3, 2023
Property Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023
Document Number	0674280170
Book / Page	67428 / 170
Map Reference	MB 36 PL 2442
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	BAYLINE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023

Mortgage

Document Number	0067428179
Date	Oct 3, 2023
Instrument	67428/179

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	0674280196
Date	Oct 3, 2023
Book Page	67428/196

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 20, 2033

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 17, 2020
Property Address	2704 TERRAPIN RD, SILVER SPRING, MD 20906-5023
Document Number	0602930484
Book / Page	060293 / 000484
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Tax	$3,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 TERRAPIN RD ASPEN HILL MD 209065023, ASPEN HILL, MD 20906-5023

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,800 (+9.47%)	$469,000 (+28.42%) Land $162,000 Building $307,000
2025	$4,330.00 (-7.02%)	$365,200 (+15.21%) Land $162,000 Building $203,200	$365,200 (-) Land $162,000 Building $203,200
2024	$4,657.00 (+45.85%)
2023		$317,000	$365,200 Land $162,000 Building $203,200
2022	$3,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Radiate Holdings, T-Mobile USA.

Nearby Properties on Terrapin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures