Broome County and Union Town property record for 2704 Smith Dr, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1954 |
| Lot Size | 0.208 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Aug 2026) |
| Tax Bill | $4,095 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more |
| APN | 034689 141.58-1-31 |
| Primary APN | 034689 141.58-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,100 sqft (0.208 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 260 sqft |
| Canopy | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46000569190 |
|---|---|
| Street Address | 2704 SMITH DR |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SS-F |
| Legal Description | R1 0030G7000D0410000000 |
| Legal Subdivision | MARY SMITH PROPERTY SUB NO 6 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13202 |
Source: Broome County and Union Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 917 FOREST RD, ENDICOTT, NY 13760-1903 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage VISIONS FEDERAL CREDIT UNION |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Aug 13, 2021 | Intrafamily Transfer, Transfer |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional with PMI VISIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 202622111 |
| Deed Book / Page | 2834 / 95 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 002661/136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Aug 11, 2026 |
| Property Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Document Number | 0000022111 |
| Book / Page | 2834 / 95 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202622111 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,740.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 917 FOREST RD, ENDICOTT, NY 13760-1903 |
| Document Number | 0000022112, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202622112 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2704 SMITH DR, ENDWELL, NY 13760-2316 |
| Document Number | 00004030/9 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 4030/9 |
| Instrument | 202100022538 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.62% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Document Number | 04142/1206 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 4142/1206 |
| Instrument | 202300019977 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Aug 13, 2021 |
| Property Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Document Number | 002661/136 |
| Book / Page | 2661 / 136 |
| Map Reference | MB 10 PG 168&169 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 202100022537 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2704 SMITH DR, ENDWELL, NY 13760-2316 |
| Name | Verified Name |
|---|---|
| Address | 2704 SMITH DR, ENDWELL, NY 13760-2316 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Oct 31, 2017 |
| Property Address | 2704 SMITH DR, ENDICOTT, NY 13760-2316 |
| Document Number | 0025400050 |
| Book / Page | 002540 / 000050 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 26584 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2704 SMITH DR ENDWELL NY 137602316, ENDWELL, NY 13760-2316 |
| Document Number | 38421039 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 003842/001039 |
| Instrument | 26585 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Broome County and Union Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Union Town |
| Unified School District | Union-Endicott Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,095.00 (+7.14%) | ||
| 2025 | $3,822.00 (+4.94%) | $3,700 (-) Land $700 Building $3,000 | $133,100 (+24.47%) Land $25,181 Building $107,919 |
| 2024 | $3,642.00 | ||
| 2023 | $3,700 (-) Land $700 Building $3,000 | $106,936 (+4.33%) Land $20,231 Building $86,705 | |
| 2022 | $3,700 Land $700 Building $3,000 | $102,493 Land $19,391 Building $83,102 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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