2704 Shale Rd, Normal, IL 61761 Property Records

McLean County property record for 2704 Shale Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Lot Size	0.208 acres (9,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2024)
Tax Bill	$12,054 (2024)
Deeds & Mortgages	Dec 2013 Line of Credit Nov 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-156-002`

Property Details

APN / Parcel Number

Primary APN	`14-24-156-002`

Exterior

Lot Area	9,044 sqft (0.208 acres)
Lot Dimensions	119 ft deep x 76 ft wide

Location & Zoning

Street Address	2704 SHALE RD
City	NORMAL
State	IL
Zip	61761-6453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO BLACKSTONE TRAILS LOT 102
Legal Subdivision	FIRST ADD
Legal Lot Number	102
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2704 SHALE RD, NORMAL, IL 61761-6453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2013	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jul 15, 2024	Warranty Deed, Subdivision Related Transfer FTC
Mar 14, 2023	Warranty Deed, Construction Loan · Construction Mortgage BANK OF PONTIAC
Oct 5, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2016	Corporation Deed, Construction Loan
Dec 7, 2015	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	20249798
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0000020647
Record Updated	Sep 20, 2026

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300030722
Date	Dec 13, 2013
Instrument	2013-00030722

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000024328
Date	Nov 9, 2020
Instrument	2020-00024328

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 15, 2024
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Document Number	202400009798
Map Reference	DOC 2013-00014184
Instrument Date	Jul 3, 2024
Instrument	2024-00009798
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2704 SHALE RD, NORMAL, IL 61761-6453

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 14, 2023
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Document Number	202300003107
Map Reference	DOC 2013-14184
Instrument Date	Feb 7, 2023
Instrument	2023-00003107
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$72.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 MAPLEWOOD DR, NORMAL, IL 61761-3940

Mortgage

Document Number	202300003108
Date	Mar 14, 2023
Instrument	2023-00003108

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 7, 2024

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 5, 2020
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Document Number	202000020647
Map Reference	DOC 2013-14184
Instrument Date	Sep 8, 2020
Instrument	2020-00020647
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573

July 2016: Corporation Deed, Construction Loan

Document Type	Corporation Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2016
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Document Number	201600012465
Map Reference	DOC2013-14184
Instrument Date	Jun 2, 2016
Instrument	2016-00012465
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	303 N WILLIAMSBURG DR, BLOOMINGTON, IL 61704-3588
Investor	Possibly a Property Investor

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2015
Property Address	2704 SHALE RD, NORMAL, IL 61761-6453
Document Number	201500022768
Map Reference	DOC2013-14184
Instrument Date	Nov 23, 2015
Instrument	2015-00022768
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N WILLIAMSBURG DR, BLOOMINGTON, IL 61704-3588
Investor	Possibly a Property Investor

Mortgage

Document Number	201500022769
Date	Dec 7, 2015
Instrument	2015-00022769

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 23, 2016

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,028 (+83.15%) Land $29,839 Building $132,189	$486,084 (+83.15%) Land $89,517 Building $396,567
2024	$12,054.00 (+59.21%)
2023	$7,571.00	$88,469 Land $24,481 Building $63,988	$265,407 Land $73,443 Building $191,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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