2704 S M St, Oxnard, CA 93033 Property Records

Ventura County property record for 2704 S M St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,599 sqft · built 1959
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2001)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`205-0-194-275`

Property Details

APN / Parcel Number

Primary APN	`205-0-194-275`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	1,115 sqft
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2704 S M ST
City	OXNARD
State	CA
Zip	93033-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 103100 LOT: 16 REF: 025MR 036
Legal Subdivision	1031
Legal Tract	103100
Legal Block	194
Legal Lot Number	16
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1002
Census Tract	8900

Owner

Source: Ventura County records · APN 205-0-194-275

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2704 S M ST, OXNARD, CA 93033-5031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2001 · Amount on Record
Deed Sale	Aug 24, 2001 · Amount on Record
Prior Sale	Nov 15, 1994 · Amount on Record
Deed Document Number	2001167082
Last Transfer Date	Jul 23, 2003
Transfer Doc	0000286187
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2704 S M ST, OXNARD, CA 93033-5031
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 S M ST, OXNARD, CA 93033-5031
Investor	Possibly a Property Investor

Mortgage

Document Number	0000099087
Date	May 18, 2021
Instrument	20210518-00099087

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$262,805 (+2%) Land $93,063 Building $169,742
2025	$3,138.00 (+2.18%) Homeowner's exemption	$257,652 (+4.04%) Land $91,238 Building $166,414
2024	$3,071.00 (+3.82%)
2023	$2,958.00 (+3.14%) Homeowner's exemption	$247,648 Land $87,696 Building $159,952
2022	$2,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, yondoo Broadband.

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OXNARD WATER DEPT serves 200,232 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.