Clark County property record for 2704 Ridge Rd, Springfield, OH 45502
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,624 sqft · built 1939 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,150 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-07-00002-000-088 |
| Primary APN | 300-07-00002-000-088 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 178 sqft |
| Deck Area | 45 sqft |
| Patio Area | 45 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2704 RIDGE RD |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45502-9097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | PT S W PT S W QR |
| Legal Subdivision | MIAMI RIVERS |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 2200 |
Source: Clark County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2704 RIDGE RD, SPRINGFIELD, OH 45502-9097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO |
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Dec 26, 2018 | Affidavit of Death, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 |
| Deed Sale | Dec 26, 2018 |
| Deed Document Number | 4766 |
| Prior Transfer Date | Jan 11, 2016 |
| Prior Transfer Doc | 201600000433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 2704 RIDGE RD, SPRINGFIELD, OH 45502-9097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001494 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 2138/1090 |
| Instrument | 201800001494 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 2704 RIDGE RD, SPRINGFIELD, OH 45502-9097 |
| Document Number | 0000011688 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2704 RIDGE RD SPRINGFIELD OH 455029097, SPRINGFIELD, OH 45502-9097 |
| Document Number | 0000011688 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 002161/004490 |
| Instrument | 11688 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Dec 26, 2018 |
| Property Address | 2704 RIDGE RD, SPRINGFIELD, OH 45502-9097 |
| Document Number | 0000017365 |
| Book / Page | 002152 / 003690 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 17365 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2704 RIDGE RD SPRINGFIELD OH 455029097, SPRINGFIELD, OH 45502-9097 |
| Document Number | 17366 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 002152/003693 |
| Instrument | 17366 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| County Subdivision | Springfield Township |
| Unified School District | Clark-Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,290 (+31.63%) Land $20,460 Building $48,830 | $197,960 (+31.61%) Land $58,450 Building $139,510 | |
| 2024 | $2,150.00 (+1.03%) | ||
| 2023 | $52,640 Land $14,690 Building $37,950 | ||
| 2022 | $2,128.00 | $150,410 Land $41,980 Building $108,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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