2704 Prospect Hill Dr, Hanover, MD 21076 Property Records

Anne Arundel County property record for 2704 Prospect Hill Dr, Hanover, MD 21076

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,621 sqft · built 2016
Lot Size0.046 acres (1,980 sqft)
OwnerIndividual Name on File
Last Sale$489,000 (Oct 2020)
Tax Bill$6,170 (2025)
Deeds & MortgagesOct 2020 Construction Loan
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-420-90239552

Property Details

APN / Parcel Number

Primary APN04-420-90239552
Alternative APN
  • 42090239552

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,621 sqft Living Area
Gross Area2,961 sqft
1st Floor Area647 sqft
Basement Area860 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,980 sqft (0.046 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number42090239552
Street Address2704 PROSPECT HILL DR
CityHANOVER
StateMD
Zip21076-1084
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMXDR
Legal DescriptionLOT 70 PH1 PARKSIDE
Legal SubdivisionPARKSIDE
Legal Phase1
Legal Block2
Legal Lot Number70
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group2
Census Block2015
Census Tract740601

Owner

2704 Prospect Hill Dr, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address2704 PROSPECT HILL DR, HANOVER, MD 21076-1084
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Construction Loan · Construction Mortgage
HOMESIDE FIN'L
Oct 23, 2020Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2020 · Amount on File
Deed SaleOct 23, 2020 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Book / Page35460 / 491
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateOct 23, 2020
Property Address2704 PROSPECT HILL DR, HANOVER, MD 21076-1084
Document Number0354600498
Book / Page035460 / 000498
Instrument DateOct 19, 2020
Transaction TypeConstruction Loan
Record UpdatedNov 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 PROSPECT HILL DR HANOVER MD 210761084, HANOVER, MD 21076-1084

Mortgage

Document Number354600498
DateOct 23, 2020
Book Page035460/000498
Lender
NameHOMESIDE FIN'L
Address5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044-3587
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueOct 22, 2050

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 23, 2020
Property Address2704 PROSPECT HILL DR, HANOVER, MD 21076-1084
Document Number0354600491
Book / Page35460 / 491
Map ReferenceMB 321 PG 39
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySMART SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2704 PROSPECT HILL DR, HANOVER, MD 21076-1084

Mortgage

Document Number35460498
DateOct 23, 2020
Instrument35460/498
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Prospect Hill Dr was $6,170.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,067$552,600 Land $155,000 Building $397,600
2025$6,170.00
2023$5,032.00$460,833$523,300 Land $155,000 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Prospect Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2704 Prospect Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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