2704 Herring Ave, Waco, TX 76708 Property Records

McLennan County property record for 2704 Herring Ave, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,286 sqft · built 1939
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (May 2026)
Tax Bill$4,176 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-012200-021300-5

Property Details

APN / Parcel Number

Primary APN48-012200-021300-5
Alternative APNs
  • 4801220002130050111
  • 170512

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area1,370 sqft
1st Floor Area1,286 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1974
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2704 HERRING AVE
CityWACO
StateTX
Zip76708-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionDEAN LOT 2 BLOCK 13 ACRES .1894
Legal SubdivisionDEAN
Legal Block13
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2004
Census Tract900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2700 WOODED ACRES DR, WACO, TX 76710-1566
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed, Transfer · Conventional Mortgage
UNIVERSITY FEDERAL CREDIT UNION
May 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY FEDERAL CREDIT UNION
Mar 15, 2021Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleMar 15, 2021 · Amount on Record
Deed Document Number202615163
Prior Transfer DateMar 12, 2021
Prior Transfer Doc0000009297
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateMay 13, 2026
Property Address2704 HERRING AVE, WACO, TX 76708-3236
Document Number0000015163
Instrument DateMay 12, 2026
Instrument2026.15163
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 WOODED ACRES DR, WACO, TX 76710-1566

Mortgage

Document Number0000015163,
DateMay 13, 2026
Instrument2026.15163
Lender
NameUNIVERSITY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateMay 13, 2026
Property Address2704 HERRING AVE, WACO, TX 76708-3236
Document Number0000015162
Instrument DateMay 12, 2026
Instrument202615162
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 WOODED ACRES DR, WACO, TX 76710-1566

Mortgage

Document Number0000015162,
DateMay 13, 2026
Instrument202615162
Lender
NameUNIVERSITY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMar 15, 2021
Property Address2704 HERRING AVE, WACO, TX 76708-3236
Document Number0000009297
Map ReferenceVOL 232 PG 212
Instrument DateMar 12, 2021
Instrument2021009297
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 HERRING AVE, WACO, TX 76708-2934

Mortgage

Document Number0000009298
DateMar 15, 2021
Instrument2021009298
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,234 (-5.13%) Land $24,008 Building $152,226$176,234 (-5.13%) Land $24,008 Building $152,226
2025$4,176.00 (+1.11%)$185,770 (+8.91%) Land $21,780 Building $163,990$185,770 (+8.91%) Land $21,780 Building $163,990
2024$4,130.00 (+8%)
2023$170,570 Land $21,780 Building $148,790$170,570 Land $21,780 Building $148,790
2022$3,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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