Cameron County property record for 2704 Garrett Rd, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1993 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,425 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 188480-0000-005000 |
| Primary APN | 188480-0000-005000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2704 GARRETT RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARLINGEN - HORTENCIO SUBD LOT 5, 0.2140 ACRES |
| Legal Subdivision | HORTENCIO SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 5,0 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 12003 |
2704 Garrett Rd is owned and occupied by two individuals.
Source: Cameron County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2407 GARRETT RD, HARLINGEN, TX 78552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 2704 GARRETT RD, HARLINGEN, TX 78552-3347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24085/085 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 24085/085 |
| Instrument | 2019-00010698 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 13, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2704 Garrett Rd was $1,425 with a homeowner's exemption.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Harlingen City |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,855 (-0.96%) Land $29,367 Building $92,488 | $121,855 (-0.96%) Land $29,367 Building $92,488 | |
| 2025 | $1,425.00 Homeowner's exemption | $123,037 Land $29,367 Building $93,670 | $123,037 Land $29,367 Building $93,670 |
| 2023 | $1,445.00 (-27.93%) Homeowner's exemption Additional exemption filed | $126,587 Land $29,367 Building $97,220 | $126,587 Land $29,367 Building $97,220 |
| 2022 | $2,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2704 Garrett Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2018–2025) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2704 Garrett Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| RGV Communications Fixed Wireless | 100 / 100 |
May also be available: AT&T, Metronet, T-Mobile, Verizon.
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