2704 Garfield St, Laredo, TX 78043 Property Records

Webb County property record for 2704 Garfield St, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,901 sqft · built 1968
Lot Size0.221 acres (9,638 sqft)
OwnerIndividual Name on File
Tax Bill$1,076 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN556-01646-070

Property Details

APN / Parcel Number

Primary APN556-01646-070
Alternative APN
  • 179363

Interior

Stories1 Story
Building Area1,901 sqft Living Area
1st Floor Area1,901 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,638 sqft (0.221 acres)
Lot Dimensions139 ft deep x 69 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area183 sqft
Storage Building30 sqft

Location & Zoning

Street Address2704 GARFIELD ST
CityLAREDO
StateTX
Zip78043-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 7 BLK 1646 ED
Legal SubdivisionEASTERN -- BLOCKS 1601 - 1650
Legal Block1646
Legal Lot Number7
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1049
Census Tract1001

Owner

2704 Garfield St is owned and occupied by an individual who acquired it in July 2018.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2704 GARFIELD ST, LAREDO, TX 78043-3034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 20, 2018Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2015
Deed SaleDec 17, 2015
Prior SaleMar 28, 2011
Deed Document Number20151252339
Deed Book / Page3898 / 680
Last Transfer DateJul 19, 2018
Transfer Doc004451/227
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address2704 GARFIELD ST, LAREDO, TX 78043-3034
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 GARFIELD ST, LAREDO, TX 78043-3034

Mortgage

Document Number0004945/85
DateJan 27, 2021
Book Page4945/85
Instrument1416933
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term217 Months
DueFeb 1, 2039

July 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionWEBB TX
Recording DateJul 20, 2018
Property Address2704 GARFIELD ST, LAREDO, TX 78043-3034
Document Number004451/227
Book / Page4451 / 227
Map ReferenceVOL 1527 PG 621
Instrument DateJul 19, 2018
Instrument1334789
Record UpdatedSep 5, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address1011 E ASH ST, 1011, LAREDO, TX 78040-1528

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 GARFIELD ST, LAREDO, TX 78043-3034

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Garfield St was $1,076 with a homeowner's exemption, down 19% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictLaredo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,585 (-0.52%) Land $130,980 Building $80,605$211,585 (-0.52%) Land $130,980 Building $80,605
2025$1,076.00 (-18.98%) Homeowner's exemption$212,692 Land $130,980 Building $81,712$212,692 Land $130,980 Building $81,712
2024$1,328.00
2023$206,900 Land $99,657 Building $107,243$206,900 Land $99,657 Building $107,243
2022$1,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Garfield St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smartcom Telephone.

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