2704 Els Ct, Laredo, TX 78045 Property Records

Webb County property record for 2704 Els Ct, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,173 sqft · built 2006
Lot Size0.186 acres (8,125 sqft)
OwnerIndividual Name on Record
Tax Bill$2,225 (2024)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN988-40006-100

Property Details

APN / Parcel Number

Primary APN988-40006-100
Alternative APN
  • 319391

Interior

Stories1 Story
Building Area2,173 sqft Living Area
Gross Area2,646 sqft
1st Floor Area2,173 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,125 sqft (0.186 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces
Pool Area308 sqft
PorchOpen Porch
Porch Area522 sqft

Location & Zoning

Account Number319391
Old Parcel Number98840006100
Street Address2704 ELS CT
CityLAREDO
StateTX
Zip78045-8666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE, BLOCK 6, LOT 10, PHASE I
Legal SubdivisionTHE RESERVE
Legal PhaseI
Legal Block6
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2022
Census Tract1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2704 ELS CT, LAREDO, TX 78045-8666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2017
Deed SaleApr 10, 2017
Prior SaleNov 27, 2006
Deed Document Number1293677
Deed Book / Page4216 / 829
Record UpdatedJun 8, 2026

April 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 10, 2017
Property Address2704 ELS CT, LAREDO, TX 78045-8666
Document Number004216/829
Book / Page4216 / 829
Map ReferenceVOL 25 PG 68&69
Instrument DateApr 6, 2017
Instrument1293677
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7926 BROADWAY, 7926, SAN ANTONIO, TX 78209-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 ELS CT, LAREDO, TX 78045-8666

Mortgage

Document Number0001293678
DateApr 10, 2017
Instrument1293678
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$399,792 (+13.86%) Land $143,894 Building $255,898$399,792 (+13.86%) Land $143,894 Building $255,898
2024$2,225.00 (+7.49%)
2023$351,125 Land $123,581 Building $227,544$351,125 Land $123,581 Building $227,544
2022$2,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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