Richmond City property record for 2704 E Grace St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,112 sqft · built 1900 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $526,500 (Jul 2020) |
| Tax Bill | $8,964 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Sale & Mortgage |
| APN | E-000-0484-023 |
| Primary APN | E-000-0484-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,528 sqft (0.081 acres) |
| Lot Dimensions | 135 ft deep x 26 ft wide |
| Porch | Slab |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2704 E GRACE ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-7354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 SINGLE |
| Legal Description | 0026.00X0135.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. John's Church Historic District (Boundary Increase) listed 1991 · 20 contributing resources · NRIS 90002097 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2704 E Grace St is owned and occupied by two individuals who bought it in July 2020.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2704 E GRACE ST, RICHMOND, VA 23223-7354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNE FIRST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Jul 16, 2007 · Amount on File |
| Deed Document Number | 202015612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jul 22, 2026 |
| Property Address | 2704 E GRACE ST, RICHMOND, VA 23223-7354 |
| Document Number | 0000013617 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202613617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2704 E GRACE ST, RICHMOND, VA 23223-7354 |
| Document Number | 0000013617, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202613617 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jul 20, 2020 |
| Property Address | 2704 E GRACE ST, RICHMOND, VA 23223-7354 |
| Document Number | 0000015612 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 15612 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2704 E GRACE ST RICHMOND VA 232237354, RICHMOND, VA 23223-7354 |
| Document Number | 15613 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 15613 |
| Name | TOWNE FIRST MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 19, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2704 E Grace St was $8,964, up 2.3% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,964.00 (+2.33%) | $747,000 Land $205,000 Building $542,000 | $747,000 Land $205,000 Building $542,000 |
| 2025 | $8,760.00 | ||
| 2024 | $685,000 Land $180,000 Building $505,000 | ||
| 2023 | $685,000 Land $180,000 Building $505,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2704 E Grace St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2704 E Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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