2704 E Florida Ave, Urbana, IL 61802 Property Records

Champaign County property record for 2704 E Florida Ave, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,152 sqft · built 2002
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Aug 2021)
Tax Bill$5,191 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN91-21-15-389-002

Property Details

APN / Parcel Number

Primary APN91-21-15-389-002

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Building Perimeter
1st Floor Area1,152 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,358 sqft (0.123 acres)
Garage TypeDetached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area363 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2704 E FLORIDA AVE
CityURBANA
StateIL
Zip61802-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 SAVANNAH GREEN PHASE 1
Legal Range09E
Legal Township19N
Legal Section15
Legal SubdivisionSAVANNAH GREEN PHASE 1
Legal Lot Number20
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5000
Census Tract5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2704 E FLORIDA AVE, URBANA, IL 61802-4727
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleJul 19, 2007 · Amount on Record
Deed Document Number202118580
Prior Transfer DateJul 29, 2009
Prior Transfer Doc0000025045
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 4, 2021
Property Address2704 E FLORIDA AVE, URBANA, IL 61802-4727
Document Number0000018580
Map ReferenceDOC 2002R15250
Instrument DateJul 21, 2021
Instrument2021R18580
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2704 E FLORIDA AVE, URBANA, IL 61802-4727

Mortgage

Document Number0000018581
DateAug 4, 2021
Instrument2021R18581
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,600 (+25.95%) Land $8,910 Building $50,690$178,800 (+25.95%) Land $26,730 Building $152,070
2024$5,191.00 (+16.08%)
2022$4,472.00 Homeowner's exemption$47,320 Land $7,070 Building $40,250$141,960 Land $21,210 Building $120,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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