2704 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 2704 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 822 sqft · built 1900
Lot Size	0.086 acres (3,781 sqft)
Owner	Individual Name on Record
Last Sale	$5,100 (Jan 2009)
Tax Bill	$357 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R72 04608 0100`

Property Details

APN / Parcel Number

Primary APN	`R72 04608 0100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
1st Floor Area	822 sqft

Exterior

Year Built	Built 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,781 sqft (0.086 acres)
Lot Dimensions	140 ft deep x 27 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2704 E 4TH ST
City	DAYTON
State	OH
Zip	45403-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17629 PT
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	100
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1011
Census Tract	2300

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2704 E 4TH ST, DAYTON, OH 45403-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2009 · Amount on Record
Deed Sale	Jan 9, 2009 · Amount on Record
Prior Sale	Nov 18, 2008 · Amount on Record
Deed Document Number	0000001354
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000038785
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2704 E 4TH ST, DAYTON, OH 45403-2114
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 E 4TH ST, DAYTON, OH 45403-2114

Mortgage

Document Number	0000067870
Date	Dec 2, 2025
Instrument	2025-00067870

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 16, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 7, 2020
Property Address	2704 E 4TH ST, DAYTON, OH 45403-2114
Document Number	0000038785
Instrument Date	Jul 6, 2020
Instrument	38785
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 E 4TH ST DAYTON OH 45403, DAYTON, OH 45403

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,890 (-) Land $1,620 Building $4,270
2024	$357.00 (+2.29%)
2023	$349.00 (-10.97%)	$5,890 (+14.37%) Land $1,620 Building $4,270	$16,830 (+14.26%) Land $4,640 Building $12,190
2022	$392.00	$5,150 Land $1,420 Building $3,730
2020			$14,730 Land $4,070 Building $10,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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