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2704 E 44th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2704 E 44th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,188 sqft · built 1930
Lot Size0.161 acres (7,046 sqft)
OwnerCompany Name on File
Last Sale$930,000 (Jan 2024)
Tax Bill$275 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN168I L 003

Property Details

APN / Parcel Number

Primary APN168I L 003
Alternative APN
  • 0000110435

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,188 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1945
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area7,046 sqft (0.161 acres)
Lot Dimensions138 ft deep x 50.8 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000110435
Street Address2704 E 44TH ST
CityCHATTANOOGA
StateTN
Zip37407-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 3 BLK 14 EAST END LAND CO ADDN NO 4 PB 2 PG 29 0160 36 03
Legal SubdivisionEAST END LAND CO ADD
Legal Block14
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2012
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2704 E 44th St is owned by a company that bought it in January 2024.

Source: Hamilton County records, as of May 5, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1351, HIXSON, TN 37343-5351
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
SMARTBANK
Jan 24, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
MOUNTAIN VALLEY BANK
Oct 15, 2019Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC
Mar 26, 2019Warranty Deed, Transfer
CHOICE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2024 · Amount on File
Deed SaleJan 24, 2024 · Amount on File
Prior SaleOct 15, 2019 · Amount on File
Deed Document Number2024109
Deed Book / Page13497 / 14
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateApr 24, 2026
Property Address2704 E 44TH ST, CHATTANOOGA, TN 37407-3050
Document Number0000000068
Book / Page14273 / 379
Instrument DateApr 21, 2026
Instrument202668
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000000068,
DateApr 24, 2026
Book Page14273/379
Instrument202668
Lender
NameSMARTBANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueMay 5, 2031
Interest
Rate6.38%
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 24, 2024
Property Address2704 E 44TH ST, CHATTANOOGA, TN 37407-3050
Document Number0000000109
Book / Page13497 / 14
Map ReferenceMB 2 PG 9
Instrument DateJan 22, 2024
Instrument2024012400109
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transaction

AmountAmount on Record
Tax$3,441.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1351, HIXSON, TN 37343-5351
InvestorPossibly a Property Investor

Mortgage

Document Number0000000111
DateJan 24, 2024
Instrument2024012400111
Lender
NameMOUNTAIN VALLEY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term60 Months
DueJan 22, 2029

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 15, 2019
Property Address2704 E 44TH ST, CHATTANOOGA, TN 37407-3050
Document Number1015000227
Book / Page011789 / 000653
Instrument DateOct 11, 2019
Instrument191015000227
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount on Record
Tax$1,702.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 MALLORY LN #130-83 FRANKLIN TN 370678209, 130-83, FRANKLIN, TN 37067-8209
InvestorPossibly a Property Investor

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 26, 2019
Property Address2704 E 44TH ST, CHATTANOOGA, TN 37407-3050
Document Number0326000112
Book / Page011596 / 000880
Instrument DateMar 21, 2019
Instrument190326000112
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyCHOICE TITLE

Transaction

AmountAmount on Record
Tax$131.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address808 HARPETH TRACE PL NASHVILLE TN 372213133, NASHVILLE, TN 37221-3133

Tax Assessment & Valuation

The 2025 property tax bill for 2704 E 44th St was $275, up 32.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275.00 (+32.85%)$18,150 (+95.69%)$72,600 (+95.69%) Land $30,000 Building $42,600
2024$207.00$9,275 (-)$37,100 (-) Land $10,000 Building $27,100
2023$207.00$9,275 (-)$37,100 (-) Land $10,000 Building $27,100
2022$207.00$9,275$37,100 Land $10,000 Building $27,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2704 E 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2704 E 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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