2704 E 25th St, Des Moines, IA 50317 Property Records

Polk County property record for 2704 E 25th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1965
Lot Size	0.459 acres (19,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2023)
Tax Bill	$3,668 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/08603-001-000`

Property Details

APN / Parcel Number

Primary APN	`060/08603-001-000`
Alternative APN	`792330328040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,170 sqft
Basement Area	585 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,986 sqft (0.459 acres)
Lot Dimensions	344 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2704 E 25TH ST
City	DES MOINES
State	IA
Zip	50317-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 25 WILLOUGHBY ACRES
Legal Subdivision	WILLOUGHBY ACRES
Legal Lot Number	25
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3002
Census Tract	202

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2704 E 25TH ST, DES MOINES, IA 50317-3640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jun 24, 2019	Deed of Trust, Mortgage BANK IOWA
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	202314746
Deed Book / Page	19433 / 274
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	0000086452
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 25, 2019
Property Address	2704 E 25TH ST, DES MOINES, IA 50317-3640
Document Number	0000038048
Book / Page	017561 / 000098
Instrument Date	Oct 23, 2019
Instrument	38048
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2704 E 25TH ST DES MOINES IA 503173640, DES MOINES, IA 50317-3640

Mortgage

Document Number	38050
Date	Oct 25, 2019
Book Page	017561/000101
Instrument	38050

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2704 E 25TH ST, DES MOINES, IA 50317-3640
Document Number	0000093558
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 ADVENTURELAND DR ALTOONA IA 500092237, ALTOONA, IA 50009-2237

Mortgage

Document Number	0000093558
Date	Jun 26, 2019
Book Page	017381/000871
Instrument	93558

Lender

Name	BANK IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2704 E 25TH ST, DES MOINES, IA 50317-3640
Document Number	0000044308
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1680 SW ANKENY RD #2A ANKENY IA 500238345, 2A, ANKENY, IA 50023-8345

Mortgage

Document Number	0000044308
Date	Dec 6, 2018
Book Page	017172/000396
Instrument	44308

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,900 (+12.7%) Land $35,900 Building $186,000	$221,900 (+12.7%) Land $35,900 Building $186,000
2024	$3,668.00 (-20.71%)
2023		$196,900 Land $31,300 Building $165,600	$196,900 Land $31,300 Building $165,600
2020	$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1979–2010)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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