St. Louis County property record for 2704 E 1st St, Duluth, MN 55812 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1923 |
| Square Footage | 2,808 sqft Gross Area |
| Lot Size | 6,999 sqft (0.16 acres) |
| Garage | Basement |
| Last Sale | $460,000 (2022) |
| Tax Bill | $7,768.00 (2026) |
| Primary APN | 010-2080-01510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Building Area | 2,808 sqft Gross Area |
| 1st Floor | 1,440 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 6,999 sqft (0.16 acres) |
| Garage Type | Basement Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 72 sqft Deck |
| Porch Area | 70 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1177806 |
|---|---|
| Street Address | 2704 E 1ST ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-1907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0001 BLOCK:013 SERIAL # |
| Legal Subdivision | HARRISONS DIVISION OF DULUTH |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-2080-01510
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4606 CEDAR LAKE RD S, 3, MINNEAPOLIS, MN 55416-3762 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Feb 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALERUS MTG |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Feb 20, 2019 · Amount on Record |
| Deed Doc Number | 20221445824 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | 0001118431 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 21, 2022 |
| Property Address | 2704 E 1ST ST, DULUTH, MN 55812-1907 |
| Document Number | 0001445824 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 1445824 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,518.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2702 E 1ST ST # 2704, 2704, DULUTH, MN 55812-1907 |
| Document Number | 0001445825 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 1445825 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2704 E 1ST ST, DULUTH, MN 55812-1907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001423058 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 1423058 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 20, 2019 |
| Property Address | 2704 E 1ST ST, DULUTH, MN 55812-1907 |
| Document Number | 0001350319 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 1350319 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2702-2704 E 1ST ST DULUTH MN 558121907, DULUTH, MN 55812-1907 |
| Document Number | 1350320 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 1350320 |
| Name | ALERUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2704 E 1ST ST, DULUTH, MN 55812-1907 |
| Document Number | 00A1341327 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2704 E 1ST ST DULUTH MN 558121907, DULUTH, MN 55812-1907 |
| Document Number | 00A1341327 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | A1341327 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,768.00 (+0.7%) | ||
| 2025 | $7,714.00 (+22.83%) | $469,700 (+2.09%) Land $77,300 Building $392,400 | $469,700 (+2.09%) Land $77,300 Building $392,400 |
| 2024 | $6,280.00 | $460,100 (+17.52%) Land $45,100 Building $415,000 | $460,100 (+17.52%) Land $45,100 Building $415,000 |
| 2022 | $391,500 Land $39,500 Building $352,000 | $391,500 Land $39,500 Building $352,000 |
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