2704 Blacksmith Trl, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2704 Blacksmith Trl, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 1978
Lot Size	0.433 acres (18,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2019)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Sep 2020 Refinance May 2016 Line of Credit + 1 more
APN	`0951001000020`

Property Details

APN / Parcel Number

Primary APN	`0951001000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	1,841 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,861 sqft (0.433 acres)
Lot Dimensions	145 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	1,283 sqft
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2704 BLACKSMITH TRL
City	CHESAPEAKE
State	VA
Zip	23322-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	2 HOMESTEAD ACRES SEC 2
Legal Subdivision	HOMESTEAD ACRES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2704 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION
May 9, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Document Number	20194817
Deed Book / Page	9991 / 1366
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2704 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3010
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010221/846
Date	Sep 18, 2020
Book Page	10221/846
Instrument	200033637

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2704 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3010
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09641/1256
Date	May 9, 2016
Book Page	9641/1256
Instrument	160011770

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 11, 2046

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2019
Property Address	2704 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3010
Document Number	09991/1366
Book / Page	9991 / 1366
Instrument Date	Feb 27, 2019
Instrument	190004817
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 BLACKSMITH TRL, CHESAPEAKE, VA 23322-3010

Mortgage

Document Number	0190004818
Date	Mar 4, 2019
Instrument	190004818

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,500 (+6.85%) Land $185,000 Building $295,500	$480,500 (+6.85%) Land $185,000 Building $295,500
2025	$4,542.00 (+38.81%)	$449,700 (+8.44%) Land $165,000 Building $284,700	$449,700 (+8.44%) Land $165,000 Building $284,700
2023		$414,700 (+4.35%) Land $115,000 Building $299,700	$414,700 (+4.35%) Land $115,000 Building $299,700
2022		$397,400 Land $105,000 Building $292,400	$397,400 Land $105,000 Building $292,400
2019	$3,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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