2704 Benjamin St, Saginaw, MI 48602 Property Records

Saginaw County property record for 2704 Benjamin St, Saginaw, MI 48602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,090 sqft · built 1950
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Nov 2021)
Tax Bill$2,187 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-12-4-13-2054-000

Property Details

APN / Parcel Number

Primary APN11-12-4-13-2054-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,076 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area104 sqft
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2704 BENJAMIN ST
CitySAGINAW
StateMI
Zip48602-5773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE N 60 FT OF THE S 485 FT OF E 120 FT OF W 180 FT OF THE SW 1/4 OF THE NW 1/4 BEING ALSO KNOWN AS LOT 57 & THE S 15 FT OF
Legal Range04E
Legal Township12N
Legal Section13
Legal Lot Number56-57
JurisdictionSAGINAW MI
Township / Civil DivisionCARROLLTON
Census Block Group3
Census Block3022
Census Tract10700

Owner

2704 Benjamin St is owned and occupied by two individuals who bought it in November 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2704 BENJAMIN ST, SAGINAW, MI 48602-5773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Prior SaleOct 9, 1996 · Amount on File
Deed Document Number202136341
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 16, 2021
Property Address2704 BENJAMIN ST, SAGINAW, MI 48602-5773
Document Number2021036341
Instrument DateOct 29, 2021
Instrument2021036341
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2704 BENJAMIN ST, 2704, SAGINAW, MI 48602-5773

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 BENJAMIN ST, SAGINAW, MI 48602-5773
InvestorPossibly a Property Investor

Mortgage

Document Number2021036342
DateNov 16, 2021
Instrument2021036342
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Benjamin St was $2,187 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionCarrollton Township
Unified School DistrictCarrollton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,800$89,600
2025$2,187.00 Homeowner's exemption
2023$35,900$71,800
2022$1,897.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2704 Benjamin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1986–1991)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1991 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 Benjamin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Air Advantage, Omni Fiber, Verizon.

Nearby Properties on Benjamin St

Nearby Streets

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