2704 Bay Dr, Bradenton, FL 34207 Property Records

Manatee County property record for 2704 Bay Dr, Bradenton, FL 34207

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,772 sqft · built 1958
Lot Size	0.2 acres (8,694 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Mar 2016)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`62680-0000-4`

Property Details

APN / Parcel Number

Primary APN	`62680-0000-4`
Alternative APN	`3517226268000004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,772 sqft
Basement Area	275 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	8,694 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 69.9 ft wide
View / Lot	Canal Front
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Area	364 sqft
Porch	Florida Room
Porch Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2704 BAY DR
City	BRADENTON
State	FL
Zip	34207-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 21 BLK D BAYSHORE GARDENS SEC NO 4 PI#62680.0000/4
Legal Range	17E
Legal Township	35S
Legal Section	22
Legal Subdivision	BAYSHORE GARDENS SECTION 4
Legal Tract	06262300
Legal Block	D
Legal Lot Number	21
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2003
Census Tract	1001

Owner

2704 Bay Dr is owned and occupied by two individuals who acquired it in June 2022.

Source: Manatee County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2704 BAY DR, BRADENTON, FL 34207-5603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Deed Book / Page	2616 / 2434
Last Transfer Date	Jun 9, 2022
Transfer Doc	0000090508
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2704 BAY DR, BRADENTON, FL 34207-5603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027260707
Date	May 1, 2018
Book Page	2726/0707
Instrument	201841043943

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Bay Dr was $4,159 with exemptions applied, up 3.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,722 (+2.01%)	$370,283 (-3.88%) Land $127,500 Building $242,783
2025	$4,159.00 (+3.15%)	$280,102	$385,211 Land $127,500 Building $257,711
2024	$4,032.00 (+1.79%)
2023	$3,961.00 (+1.17%) Homeowner's exemption	$264,280 (+3%)	$397,535 (+15.03%) Land $127,500 Building $270,035
2022	$3,915.00 Homeowner's exemption Widower's exemption	$256,583	$345,593 Land $125,000 Building $220,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	6 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20