2704 Ave C, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 2704 Ave C, Holmes Beach, FL 34217

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 2 ba · 1,660 sqft · built 1959
Lot Size0.115 acres (5,000 sqft)
Owner2 Trust Names on File
Last Sale$480,000 (Jan 2020)
Tax Bill$9,873 (2025)
Deeds & MortgagesJun 2025 Construction Loan
Jun 2025 Construction Loan
+ 2 more
Flood ZoneZone AE (high risk)
APN74698-0000-2

Property Details

APN / Parcel Number

Primary APN74698-0000-2
Alternative APN
  • 3416337469800002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,660 sqft Living Area
Gross Area1,720 sqft
1st Floor Area1,660 sqft
Basement Area368 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotIsland
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchCovered Porch
Porch Area988 sqft
Patio Area360 sqft
Balcony Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2704 AVENUE C
CityHOLMES BEACH
StateFL
Zip34217-2120
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeHB_R-1
Legal DescriptionLOT 19 BLK 33 ILEXHURST PI#74698.0000/2
Legal Range16E
Legal Township34S
Legal Section33
Legal SubdivisionILEXHURST
Legal Tract07467900
Legal Block33
Legal Lot Number19
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract1701

Owner

2704 Ave C, residential vacant land, is held in a trust since January 2020.

Source: Manatee County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address5615 AMBER WAY, JOHNSBURG, IL 60051-5118
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Deed of Trust, Mortgage · Construction Mortgage
ACHIEVA CU
Jun 23, 2025Deed of Trust, Mortgage · Construction Mortgage
ACHIEVA CU
May 23, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 24, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2020 · Amount on File
Deed SaleJan 24, 2020 · Amount on File
Deed Document Number20208008
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2704 AVENUE C, HOLMES BEACH, FL 34217-2120
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5615 AMBER WAY, JOHNSBURG, IL 60051-5118

Mortgage

Document Number0041077870
DateJun 23, 2025
Instrument202541077870
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 1, 2036
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Max Rate10.7%

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2704 AVENUE C, HOLMES BEACH, FL 34217-2120
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041077871
DateJun 23, 2025
Instrument202541077871
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMANATEE FL
Recording DateMay 23, 2023
Property Address2704 AVENUE C, HOLMES BEACH, FL 34217-2120
Document Number0041054800
Map ReferenceMB 1 PG 154
Instrument DateMay 1, 2023
Instrument202341054800
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5615 AMBER WAY, JOHNSBURG, IL 60051-5118

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5615 AMBER WAY, JOHNSBURG, IL 60051-5118

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJan 24, 2020
Property Address2704 AVENUE C, HOLMES BEACH, FL 34217-2120
Document Number0041008008
Instrument DateJan 2, 2020
Instrument41008008
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyPARAMOUNT TITLE II

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5611 AMBER WAY JOHNSBURG IL 600515118, JOHNSBURG, IL 60051-5118

Mortgage

Document Number41008011
DateJan 24, 2020
Instrument41008011
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Ave C was $9,873, down 17.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$637,500 (%) Land $637,500$637,500 (%) Land $637,500
2025$9,873.00 (-17.75%)$637,515 Land $637,500 Building $15$637,515 Land $637,500 Building $15
2024$12,004.00 (+3.3%)
2023$11,620.00 (+26.94%)$977,844 (+50.16%) Land $595,000 Building $382,844$977,844 (+50.16%) Land $595,000 Building $382,844
2022$9,154.00$651,202 Land $350,000 Building $301,202$651,202 Land $350,000 Building $301,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 219 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies530 units insured
incl. 311 condo units
Nearby Flood Claims387 (1982–2024)
Claims Outside the SFHA3 of 387
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 231 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 Ave C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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