2704 96th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2704 96th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,247 sqft · built 1987
Lot Size0.213 acres (9,317 sqft)
OwnerIndividual Name on File
Tax Bill$2,428 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR117465

Property Details

APN / Parcel Number

Primary APNR117465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,247 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof MaterialOther
Lot Area9,317 sqft (0.213 acres)
Lot Dimensions151 ft deep x 61.7 ft wide
Garage Area414 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2704 96TH ST
CityLUBBOCK
StateTX
Zip79423-4244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionUNIVERSITY PINES L 496
Legal SubdivisionUNIVERSITY PINES
Legal Lot Number4960
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1019
Census Tract10505

Owner

2704 96th St is owned by an individual who acquired it in April 1990.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1811 133RD ST, LUBBOCK, TX 79423-2188
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 1990
Deed SaleApr 6, 1990
Deed Document Number0000331649
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2704 96TH ST, LUBBOCK, TX 79423-4244
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038859
DateAug 12, 2022
Instrument2022038859
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2704 96TH ST, LUBBOCK, TX 79423-4244
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008664
DateMar 12, 2019
Instrument2019008664
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2704 96th St was $2,428, down 6.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,428.00 (-6.62%)$137,225 Land $11,200 Building $126,025$137,225 Land $11,200 Building $126,025
2024$2,600.00
2023$2,600.00 (+8.29%)$139,878 Land $11,200 Building $128,678$139,878 Land $11,200 Building $128,678
2022$2,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 96th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims9 (2008–2016)
Most Recent ClaimAug 2016 · rainfall accumulation
Claims by Event
  • Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 96th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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