2704 81st St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2704 81st St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 1994
Lot Size0.174 acres (7,620 sqft)
OwnerIndividual Name on File
Tax Bill$1,899 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR121752

Property Details

APN / Parcel Number

Primary APNR121752

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,475 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,620 sqft (0.174 acres)
Lot Dimensions127 ft deep x 60 ft wide
Garage Area399 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2704 81ST ST
CityLUBBOCK
StateTX
Zip79423-2228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionGATEWOOD L 239
Legal SubdivisionGATEWOOD
Legal Lot Number2390
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1021
Census Tract2102

Owner

2704 81st St is owned and occupied by an individual who acquired it in January 2022.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2704 81ST ST, LUBBOCK, TX 79423-2228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2022
Deed SaleJan 31, 2022
Deed Document Number2022005134
Record UpdatedJun 8, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 31, 2022
Property Address2704 81ST ST, LUBBOCK, TX 79423-2228
Document Number0000005134
Map ReferenceVOL 637 PG 21
Instrument DateJan 24, 2022
Instrument2022005134
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2704 81ST ST, LUBBOCK, TX 79423-2228

Mortgage

Document Number0000005135
DateJan 31, 2022
Instrument2022005135
Lender
NameTEXAS TECH FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2704 81st St was $1,899 with a homeowner's exemption, down 4.9% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,899.00 (-4.86%) Homeowner's exemption$175,951 Land $13,080 Building $176,451$189,531 Land $13,080 Building $176,451
2024$1,996.00 (-39.93%)
2023$3,323.00 (+12.38%)$178,791 Land $13,080 Building $165,711$178,791 Land $13,080 Building $165,711
2022$2,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2704 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

Nearby Properties on 81st St

Nearby Streets

Search Property Records by Address or Parcel Number