2704 6th Ave, Merced, CA 95340 Property Records

Merced County property record for 2704 6th Ave, Merced, CA 95340

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,681 sqft · built 1948
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2022)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`033-024-004-000`

Property Details

APN / Parcel Number

Primary APN	`033-024-004-000`
Alternative APN	`033-024-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	1,681 sqft
Basement Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,316 sqft (0.191 acres)
Garage Type	Attached
Garage Area	1,420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	033-024-004
Street Address	2704 6TH AVE
City	MERCED
State	CA
Zip	95340-3032
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R16
Legal Description	RAG SUB LOT 43
Legal Subdivision	RAG SUB
Legal Lot Number	43
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4008
Census Tract	1402

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2704 6TH AVE, MERCED, CA 95340-3032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 26, 2022	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Apr 23, 2021	Intrafamily Transfer, Transfer
Apr 23, 2021	Intrafamily Transfer, Transfer
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage DAVIES THOMAS E TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	202233524
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	0000033522
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2704 6TH AVE, MERCED, CA 95340-3032
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 6TH AVE, MERCED, CA 95340-3032
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005573
Date	Mar 14, 2023
Instrument	2023005573

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 26, 2022
Property Address	2704 6TH AVE, MERCED, CA 95340-3032
Document Number	0000033524
Map Reference	MB 8 PG 22
Instrument Date	Sep 6, 2022
Instrument	2022033524
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2704 6TH AVE, MERCED, CA 95340-3032

Mortgage

Document Number	0000033525
Date	Sep 26, 2022
Instrument	2022033525

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 23, 2021
Property Address	2704 6TH AVE, MERCED, CA 95340-3032
Document Number	0000018534
Map Reference	MB 8 PG 22
Instrument Date	Apr 21, 2021
Instrument	2021018534
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2645 6TH AVE, MERCED, CA 95340-3029

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 23, 2021
Property Address	2704 6TH AVE, MERCED, CA 95340-3032
Document Number	0000018533
Map Reference	MB 8 PG 22
Instrument Date	Apr 21, 2021
Instrument	2021018533
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2704 6TH AVE, MERCED, CA 95340-3032

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2017
Property Address	2704 6TH AVE, MERCED, CA 95340-3032
Document Number	0000035584
Instrument Date	Oct 6, 2017
Instrument	35584
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 6TH AVE MERCED CA 953403029, MERCED, CA 95340-3029

Mortgage

Document Number	35585
Date	Oct 31, 2017
Instrument	35585

Lender

Name	DAVIES THOMAS E TRUST (PT)
Address	2750 6TH AVE, MERCED, CA 95340-3032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,849 (+2%) Land $137,957 Building $344,892
2025	$5,180.00 (+5.8%) Homeowner's exemption	$473,382 (+4.04%) Land $135,252 Building $338,130
2024	$4,896.00 (+1.45%)
2023	$4,826.00 (+106.95%) Homeowner's exemption	$455,000 Land $130,000 Building $325,000
2022	$2,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Nearby Flood Policies	121 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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