Pierce County property record for 2704 186th St E, Tacoma, WA 98445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,284 sqft · built 2003 |
| Lot Size | 0.082 acres (3,555 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Mar 2024) |
| Tax Bill | $4,316 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500304-1-190 |
| Primary APN | 500304-1-190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,655 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 3,555 sqft (0.082 acres) |
| Garage Type | Attached |
| Garage Area | 371 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 693 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2704 186TH ST E |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98445-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 31 STONERIDGE PDD L 119 EASE OF REC OUT OF 2-081, 2-063, 2-050, 2-132, 2-700, 2-048, 3-010, 3-009, 3-011 & 3-012 SEG R0335 10/28/02MD |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 35 |
| Legal Subdivision | STONERIDGE PDD |
| Legal Lot Number | 119 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 71412 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer CW TITLE, CW TITLE BH |
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 19, 2022 | Warranty Deed, Transfer CW TITLE |
| Jan 22, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 2024432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Mar 22, 2024 |
| Property Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Number | 0003220432 |
| Map Reference | RECINGNO200210175 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 202403220432 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | CW TITLE, CW TITLE BH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Mar 22, 2024 |
| Property Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Number | 0003220432 |
| Map Reference | RECINGNO200210175 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 202403220432 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | CW TITLE, CW TITLE BH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Number | 0003220433 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 202403220433 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 19, 2022 |
| Property Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Number | 0007190274 |
| Map Reference | DOC 200210175001 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 202207190274 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jan 22, 2019 |
| Property Address | 2704 186TH ST E, TACOMA, WA 98445-4367 |
| Document Number | 1901220435 |
| Instrument Date | Dec 24, 2018 |
| Instrument | 201901220435 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,811.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2704 186TH ST E TACOMA WA 984454367, TACOMA, WA 98445-4367 |
| Document Number | 1901220436 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 201901220436 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2049 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,316.00 (+0.12%) | $371,900 (+4.7%) Land $152,000 Building $219,900 | $371,900 (+4.7%) Land $152,000 Building $219,900 |
| 2025 | $4,311.00 (+2.94%) | ||
| 2024 | $4,188.00 (-3.59%) | $355,200 (-5.53%) Land $161,100 Building $194,100 | $355,200 (-5.53%) Land $161,100 Building $194,100 |
| 2023 | $4,344.00 | $376,000 Land $160,100 Building $215,900 | $376,000 Land $160,100 Building $215,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lightcurve Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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