2704 13th Ave, Oakland, CA 94606 Property Records

Alameda County property record for 2704 13th Ave, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1907
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-356-24`

Property Details

APN / Parcel Number

Primary APN	`22-356-24`
Alternative APN	`022-0356-024-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	300 sqft
Basement Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2704 13TH AVE
City	OAKLAND
State	CA
Zip	94606-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	LOT: 00001 BLK: MP: 0020 PAGE: 0012
Legal Subdivision	THIRTEENTH AVE TERRACE
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3003
Census Tract	405700

Owner

2704 13th Ave is owned and occupied by two individuals.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2704 13TH AVE, OAKLAND, CA 94606-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST UNITED SERVICES CU
May 26, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BK
Oct 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2704 13TH AVE, OAKLAND, CA 94606-3224
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 13TH AVE, OAKLAND, CA 94606-3224

Mortgage

Document Number	0000123233
Date	Mar 26, 2021
Instrument	2021123233

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2704 13TH AVE, OAKLAND, CA 94606-3224
Document Number	0000107478
Instrument Date	May 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2704 13TH AVE OAKLAND CA 946063224, OAKLAND, CA 94606-3224

Mortgage

Document Number	0000107478
Date	May 31, 2018
Instrument	107478

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2704 13TH AVE, OAKLAND, CA 94606-3224
Document Number	0000233271
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2704 13TH AVE OAKLAND CA 946063224, OAKLAND, CA 94606-3224

Mortgage

Document Number	0000233271
Date	Oct 23, 2017
Instrument	233271

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2704 13TH AVE, OAKLAND, CA 94606-3224
Document Number	0000085623
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2704 13TH AVE OAKLAND CA 946063224, OAKLAND, CA 94606-3224

Mortgage

Document Number	0000085623
Date	Apr 17, 2017
Instrument	85623

Lender

Name	FIRST UNITED CU
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2704 13th Ave was $3,645 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,115 (-3.02%) Land $38,070 Building $104,045
2025	$3,645.00 Homeowner's exemption	$139,327 Land $37,323 Building $102,004
2023	$3,539.00 Homeowner's exemption	$133,918 Land $35,874 Building $98,044	$682,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 13th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2704 13th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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