27039 W Rdg, Lamar, CO 81052 Property Records

Prowers County property record for 27039 W Rdg, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$6,500 (Dec 2003)
Tax Bill	$450 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280101670`

Property Details

APN / Parcel Number

Primary APN	`280101670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,344 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2003
Architectural Style	Modular
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	1,380 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	27039 WEST RDG
City	LAMAR
State	CO
Zip	81052-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGESLOT 67050395707673AB2003 RAD 32X64 RO#549733 RD 10-22-19 PURGED MH NOW ON LAND
Legal Subdivision	RIDGES
Legal Lot Number	67
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	2
Census Block	2108
Census Tract	700

Owner

27039 W Rdg is owned and occupied by two individuals who bought it in December 2003.

Source: Prowers County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27039 WEST RDG, LAMAR, CO 81052-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 3, 2025	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2003 · Amount on File
Deed Sale	Dec 29, 2003 · Amount on File
Deed Document Number	502814
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	27039 WEST RDG, LAMAR, CO 81052-9779
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553705
Date	May 5, 2021
Instrument	553705

Lender

Name	TBK BANK SSB
Type	Bank
Address	LAMAR, CO 81052

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	27039 WEST RDG, LAMAR, CO 81052-9779
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27039 WEST RDG RUG, LAMAR, CO 81052-9779

Mortgage

Document Number	0000559864
Date	Sep 1, 2023
Instrument	559864

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 1, 2046

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	27039 WEST RDG, LAMAR, CO 81052-9779
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27039 WEST RDG, LAMAR, CO 81052-9779

Mortgage

Document Number	0000563241
Date	Apr 3, 2025
Instrument	563241

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 27039 W Rdg was $450.

Source: Prowers County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$450.00		$188,874 Land $6,500 Building $182,374
2023	$210.00	$50,352 Land $3,250 Building $47,102	$142,481 Land $6,500 Building $135,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27039 W Rdg in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1997–1999)
Most Recent Claim	May 1999 · river or lake flooding
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Aug 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27039 W Rdg is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	100 / 5
Rebeltec Communications Fixed Wireless	40 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

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