2703 SW Watson St, Fort White, FL 32038 Property Records

Columbia County property record for 2703 SW Watson St, Fort White, FL 32038 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,918 sqft Heated Area
Lot Size363,290 sqft (8.34 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2021)
Tax Bill$5,041.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-5S-16-03730-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,918 sqft Heated Area
Gross Area2,722 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area363,290 sqft (8.34 acres)
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address2703 SW WATSON ST
CityFORT WHITE
StateFL
Zip32038-8351
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOMM NE COR OF SE1/4 OF NW1/4,
Legal Range16E
Legal Township05S
Legal Section28
JurisdictionCOLUMBIA FL
Minor Civil DivisionFORT WHITE
Census Blockgroup2
Census Block2029
Census Tract110901

Owner

Source: Columbia County records · APN 28-5S-16-03730-004

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Co-ownerVerified Secondary Owner
Mailing Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Sep 01, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
CAPITAL CITY BANK
Jul 13, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 11, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jul 13, 2021
  • Deed Sale Price on Jul 13, 2021
  • Prior Sale Amount on Jul 18, 2014
Deed Doc Number202112013815
Deed Book / Page1442 / 338
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351
Transaction TypeMortgage
Record UpdatedFeb 06, 2026
Title CompanyUNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351

Mortgage

Document Number0015581330
DateJan 16, 2026
Book Page1558/1330
Instrument202612001000
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressWEST PALM BEACH, FL 33401
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351
Transaction TypeMortgage
Record UpdatedNov 09, 2021
Title CompanyALACHUA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013432497
DateSep 01, 2017
Book Page1343/2497
Instrument201712016622
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateJul 13, 2021
Property Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351
Document Number0014420338
Book / Page1442 / 338
Instrument DateJul 09, 2021
Instrument202112013815
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 898, FORT WHITE, FL 32038-0898

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 CAREN DR, VIRGINIA BEACH, VA 23452-3528

Mortgage

Document Number1442340
DateJul 13, 2021
Instrument1442/340
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLUMBIA FL
Property Address2703 SW WATSON ST, FORT WHITE, FL 32038-8351
Document Number0014080304
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2703 SW WATSON ST FORT WHITE FL 320388351, FORT WHITE, FL 32038-8351

Mortgage

Document Number0014080304
DateMar 17, 2020
Book Page001408/000304
Instrument12006351
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank (FSB)
AddressVIRGINIA BEACH, VA 23452
Agreement
AmountAmount Recorded
Term360 Months
DueMar 16, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$392,832 (+5.99%)$428,333 (+15.57%) Land $79,230 Building $349,103
2024$5,041.00 (+2.61%)
2023$4,913.00 (-4.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$370,642 (+8.54%) Land $62,550 Building $308,092$370,642 (+8.54%) Land $62,550 Building $308,092
2022$5,149.00$341,489 Land $58,380 Building $283,109$341,489 Land $58,380 Building $283,109

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