Augusta-Richmond County Consolidated Government property record for 2703 Smith Dr, Augusta, GA 30906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 1972 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Owner Name on File |
| Last Sale | $11,500 (Aug 2014) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Nov 2019 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 098-4-189-00-0 |
| Primary APN | 098-4-189-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,379 sqft Gross Area |
| 1st Floor Area | 1,379 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44578 |
|---|---|
| Street Address | 2703 SMITH DR |
| City | AUGUSTA |
| State | GA |
| Zip | 30906-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | BUTLER ESTATES (00200) 003-W |
| Legal Subdivision | BUTLER ESTATES |
| Legal Block | W |
| Legal Lot Number | 3 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10510 |
Source: Augusta-Richmond County Consolidated Government records · APN 098-4-189-00-0
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 32, STAPLETON, GA 30823-0032 |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK |
| Nov 20, 2019 | Loan Modification, Mortgage · Conventional Mortgage SOUTHERN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2014 · Amount on Record |
| Deed Sale | Aug 26, 2014 · Amount on Record |
| Prior Sale | Sep 20, 2012 |
| Deed Document Number | 0001452681 |
| Deed Book / Page | 1452 / 681 |
| Last Transfer Date | Aug 28, 2014 |
| Transfer Doc | 0014520681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Apr 02, 2026 |
| Property Address | 2703 SMITH DR, AUGUSTA, GA 30906-2518 |
| Document Number | 0000013807 |
| Book / Page | 2009 / 2257 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202613807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2703 SMITH DR, AUGUSTA, GA 30906-2518 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013807, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 2009/2257 |
| Instrument | 202613807 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2703 SMITH DR, AUGUSTA, GA 30906-2518 |
| Document Number | 0017072730 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 32 STAPLETON GA 308230032, STAPLETON, GA 30823-0032 |
| Document Number | 0017072730 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 001707/002730 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, GA 30830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 19, 2024 |
Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 (-4.18%) | $34,656 (-17.52%) Land $4,800 Building $29,856 | $86,640 (-17.52%) Land $12,000 Building $74,640 |
| 2023 | $1,461.00 (+22.57%) | $42,016 (+47.7%) Land $4,800 Building $37,216 | $105,040 (+47.7%) Land $12,000 Building $93,040 |
| 2022 | $1,192.00 | $28,447 Land $4,800 Building $23,647 | $71,118 Land $12,000 Building $59,118 |
Source: FEMA National Flood Hazard Layer as of December 19, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 15 (1990–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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