2703 Randolph St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2703 Randolph St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1951
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2021)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-479-001`

Property Details

APN / Parcel Number

Primary APN	`8913-35-479-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Finished Basement	300 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	286 sqft
Patio Area	286 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2703 RANDOLPH ST
City	WATERLOO
State	IA
Zip	50702-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 1 BLK 16
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	16
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2007
Census Tract	1200

Owner

2703 Randolph St is owned and occupied by two individuals who bought it in June 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2703 RANDOLPH ST, WATERLOO, IA 50702-4017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Jan 8, 2013 · Amount on File
Deed Document Number	202127256
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 23, 2021
Property Address	2703 RANDOLPH ST, WATERLOO, IA 50702-4017
Document Number	202100027256
Instrument Date	Jun 18, 2021
Instrument	202100027256
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2703 RANDOLPH ST, WATERLOO, IA 50702-4017

Mortgage

Document Number	202100027257
Date	Jun 23, 2021
Instrument	202100027257

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2703 Randolph St was $2,368 with a homeowner's exemption, up 1.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+1.11%) Homeowner's exemption	$126,920 Land $19,280 Building $107,640	$126,920 Land $19,280 Building $107,640
2024	$2,342.00
2023		$118,170 (+31.05%) Land $19,280 Building $98,890	$118,170 Land $19,280 Building $98,890
2022	$1,786.00 Homeowner's exemption	$90,170 Land $19,280 Building $70,890
2021			$90,170 Land $19,280 Building $70,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2703 Randolph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2703 Randolph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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