2703 Post Oak Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2703 Post Oak Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,510 sqft · built 1990
Lot Size	0.665 acres (28,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$882,900 (Sep 2024)
Tax Bill	$10,362 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-969-90059365`

Property Details

APN / Parcel Number

Primary APN	`02-969-90059365`
Alternative APNs	`2-969-90059365` `96990059365`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,510 sqft Living Area
1st Floor Area	2,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,974 sqft (0.665 acres)
Garage Type	Built-in
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	96990059365
Street Address	2703 POST OAK CT
City	ANNAPOLIS
State	MD
Zip	21401-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 22 PL 2 WINDFERN FOREST
Legal Subdivision	WINDFERN FOREST
Legal Block	3
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3008
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2703 POST OAK CT, ANNAPOLIS, MD 21401-7139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Mar 20, 2002 · Amount on Record
Deed Book / Page	40693 / 227
Prior Transfer Date	Apr 10, 2014
Prior Transfer Doc	0272840080
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2703 POST OAK CT, ANNAPOLIS, MD 21401-7139
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 DIEHL COURT, ANNAPOLIS, MD 21401

Mortgage

Document Number	0417400500
Date	Oct 17, 2025
Book Page	41740/500

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2703 POST OAK CT, ANNAPOLIS, MD 21401-7139
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379690387
Date	Nov 24, 2021
Book Page	37969/387

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2703 POST OAK CT, ANNAPOLIS, MD 21401-7139
Document Number	0331750099
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 POST OAK CT ANNAPOLIS MD 214017139, ANNAPOLIS, MD 21401-7139

Mortgage

Document Number	0331750099
Date	May 29, 2019
Book Page	033175/000099

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$969,000 (+7.92%) Land $213,200 Building $755,800	$969,000 (-) Land $213,200 Building $755,800
2025	$10,362.00 (+35.73%)	$897,867 (+18.83%)	$969,000 (+28.24%) Land $213,200 Building $755,800
2024	$7,634.00 (+11.4%)
2023	$6,853.00 Homeowner's exemption	$755,600 Land $213,200 Building $542,400	$755,600 Land $213,200 Building $542,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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