2703 Myrtle Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2703 Myrtle Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1953
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$6,155 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 48.15-1-1

Property Details

APN / Parcel Number

Primary APN422800 48.15-1-1
Alternative APN
  • 280004801500010010000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area816 sqft
Upper Floors Area408 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions145 ft deep x 72 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area350 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2703 MYRTLE AVE
CitySCHENECTADY
StateNY
Zip12306-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,FP,BZY,3DM,BK,ADD,SH GRITZBACK 2 -156-157 2.-150-5
Legal Block1
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1007
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2703 MYRTLE AVE, SCHENECTADY, NY 12306-2206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJul 31, 2026
Property Address2703 MYRTLE AVE, SCHENECTADY, NY 12306-2206
Document Number0000017185
Instrument DateJul 20, 2026
Instrument202617185
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2703 MYRTLE AVE, SCHENECTADY, NY 12306-2206

Mortgage

Document Number0000017185,
DateJul 31, 2026
Instrument202617185
Lender
NameTRUSTCO BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,155.00 (+2.04%) Homeowner's exemption
2025$6,032.00$165,000 (-) Land $14,400 Building $150,600$253,800 (+16.9%) Land $22,150 Building $231,650
2023$165,000 Land $14,400 Building $150,600$217,100 Land $18,947 Building $198,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Myrtle Ave

Nearby Streets

Search Property Records by Address or Parcel Number