2703 Mockingbird Dr, Ponca City, OK 74604 Property Records

Kay County property record for 2703 Mockingbird Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,677 sqft · built 2003
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Sep 2023)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit Jun 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0780-00-002-014-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0780-00-002-014-0-000-00`
Alternative APN	`5704`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,677 sqft Living Area
1st Floor Area	2,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	145 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5704
Street Address	2703 MOCKINGBIRD DR
City	PONCA CITY
State	OK
Zip	74604-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-LAKEWOOD SOUTH SEC I BLOCK 2 LOT 14
Legal Range	02E
Legal Township	26N
Legal Section	13
Legal Subdivision	LAKEWOOD SOUTH
Legal Block	2
Legal Lot Number	14
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	4
Census Block	4008
Census Tract	300

Owner

2703 Mockingbird Dr is owner-occupied and held in a trust since May 2025.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 21, 2022	Warranty Deed, Transfer
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Oct 1, 2020	Deed of Trust, Construction Loan · Conventional with PMI STRIDE BK NA
Sep 21, 2020	Foreclosure ATTORNEY ONLY
Dec 19, 2018	Loan Modification, Mortgage FIRST OKLAHOMA BK
Jun 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST OKLAHOMA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	20236275
Deed Book / Page	1945 / 131
Last Transfer Date	May 29, 2025
Transfer Doc	I2025004001
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Sep 19, 2023
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	I2023006275
Book / Page	1945 / 131
Instrument Date	Sep 6, 2023
Instrument	I-2023-006275
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239

Mortgage

Document Number	I2023006276
Date	Sep 19, 2023
Instrument	I-2023-006276

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 21, 2022
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	I2022004756
Book / Page	1908 / 525
Instrument Date	May 31, 2022
Instrument	I-2022-004756
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239

Mortgage

Document Number	I2022004757
Date	Jun 21, 2022
Instrument	I-2022-004757

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 21, 2022
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	I2022004755
Book / Page	1908 / 524
Instrument Date	Apr 22, 2022
Instrument	I-2022-004755
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Tax	$862.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 25, 2021
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	0000005384
Book / Page	1873 / 373
Instrument Date	Jun 24, 2021
Instrument	2021-005384
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES, SECURITY TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000005385
Date	Jun 25, 2021
Instrument	2021-005385

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	0000007092
Instrument Date	Oct 1, 2020
Transaction Type	Construction Loan
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 N 14TH ST PONCA CITY OK 746011030, PONCA CITY, OK 74601-1030

Mortgage

Document Number	0000007092
Date	Oct 2, 2020
Book Page	001848/000540
Instrument	7092

Lender

Name	STRIDE BK NA
Address	BLACKWELL, OK 74631-2227

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	KAY OK
Recording Date	Sep 21, 2020
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	0000006729
Book / Page	001847 / 000062
Instrument Date	Mar 17, 2020
Instrument	6729
Transaction Type	Foreclosure
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$859.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 S RIVERFRONT DR PONCA CITY OK 74601, PONCA CITY, OK 74601

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAY OK
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	0000002777
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 S 106TH EAST AVE TULSA OK 74133, TULSA, OK 74133

Mortgage

Document Number	0000002777
Date	Apr 16, 2019
Book Page	001803/000888
Instrument	2777

Lender

Name	FIRST OKLAHOMA BK
Type	Bank
Address	JENKS, OK 74037-1370

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2020

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 18, 2018
Property Address	2703 MOCKINGBIRD DR, PONCA CITY, OK 74604-3239
Document Number	0000004756
Book / Page	1779 / 0734
Instrument Date	Jun 12, 2018
Instrument	2018-004756
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000004757
Date	Jun 18, 2018
Instrument	2018-004757

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2703 Mockingbird Dr was $5,952, down 0.6% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,991 (+1.2%) Land $4,344 Building $58,647	$572,650 (+1.2%) Land $39,493 Building $533,157
2025	$5,952.00 (-0.62%)	$62,246 (-1.59%) Land $4,344 Building $57,902	$565,879 (-1.59%) Land $39,493 Building $526,386
2024	$5,989.00 (-1.8%)	$63,250 (-) Land $4,180 Building $59,070	$575,000 (-) Land $38,000 Building $537,000
2023	$6,099.00 (+33.96%)	$63,250 (+32.18%) Land $4,271 Building $58,979	$575,000 (+32.18%) Land $38,830 Building $536,170
2022	$4,553.00	$47,850 Land $4,344 Building $43,506	$435,000 Land $39,493 Building $395,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2703 Mockingbird Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2703 Mockingbird Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

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