Cape Girardeau County property record for 2703 Independence St, Cape Girardeau, MO 63703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,100 sqft · built 1978 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,215 (Dec 2021) |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203070005024000000 |
| Primary APN | 203070005024000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 1,100 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 85 ft deep x 127 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2703 INDEPENDENCE ST |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63703-5013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 MATTHEWS FIRST ADD. 12/54 |
| Legal Range | 13E |
| Legal Township | 30S |
| Legal Section | 01 |
| Legal Subdivision | MATTHEWS FIRST ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 881302 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2703 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-5013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Dec 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION CO LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Document Number | 202117050 |
| Prior Transfer Date | Jul 17, 2012 |
| Prior Transfer Doc | 0000009185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 2703 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-5013 |
| Document Number | 0000005452 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20265452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2703 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-5013 |
| Document Number | 0000005452, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20265452 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Jan 1, 2052 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 2703 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-5013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202117051 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-17051 |
| Name | DAS ACQUISITION CO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 2703 INDEPENDENCE ST, CAPE GIRARDEAU, MO 63703-5013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202117052 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-17052 |
| Name | DAS ACQUISITION CO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,900 (-) Land $2,910 Building $19,990 | $120,544 (-) Land $15,334 Building $105,210 | |
| 2025 | $1,196.00 (+5.47%) | $22,900 (+4.95%) Land $2,910 Building $19,990 | $120,544 (+5%) Land $15,334 Building $105,210 |
| 2023 | $1,134.00 (+8.52%) | $21,820 (+8.5%) Land $2,780 Building $19,040 | $114,804 (+8.5%) Land $14,604 Building $100,200 |
| 2022 | $1,045.00 | $20,110 Land $2,560 Building $17,550 | |
| 2021 | $105,810 Land $13,460 Building $92,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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