2703 E Illinois St, Urbana, IL 61802 Property Records

Champaign County property record for 2703 E Illinois St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1966
Lot Size	0.136 acres (5,914 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Sep 2021)
Tax Bill	$292 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-257-009`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-257-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	1,073 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	5,914 sqft (0.136 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2703 E ILLINOIS ST
City	URBANA
State	IL
Zip	61802-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 398 SCOTTSWOOD 6TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD 6TH SUB
Legal Lot Number	398
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3018
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2019	Trustee's Deed, Construction Loan · Line of Credit FISHER NAT'L BK
Apr 12, 2019	Grant Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE
Sep 25, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
May 29, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	202121116
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025085
Date	Oct 20, 2021
Instrument	2021R25085

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 3, 2021
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Document Number	0000021116
Map Reference	MB O PG 86
Instrument Date	Aug 30, 2021
Instrument	2021R21116
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627

Mortgage

Document Number	0000021117
Date	Sep 3, 2021
Instrument	2021R21117

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	0000021118
Date	Sep 3, 2021
Instrument	2021R21118

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2020
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Document Number	0000012611
Map Reference	DOC717759 MB O PG 86
Instrument Date	Jul 2, 2020
Instrument	2020R12611
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627

Mortgage

Document Number	0000012612
Date	Jul 7, 2020
Instrument	2020R12612

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 17, 2019
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Instrument Date	May 1, 2019
Instrument	7154
Transaction Type	Construction Loan
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 954 MAHOMET IL 618530954, MAHOMET, IL 61853-0954

Mortgage

Document Number	0000007154
Date	May 17, 2019
Instrument	7154

Lender

Name	FISHER NAT'L BK
Type	Bank
Address	MAHOMET, IL 61853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 12, 2019
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Document Number	0000005088
Instrument Date	Apr 12, 2019
Instrument	5088
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 954 MAHOMET IL 618530954, MAHOMET, IL 61853-0954

September 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 25, 2018
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Document Number	0000016707
Instrument Date	Jun 14, 2018
Instrument	16707
Transaction Type	Foreclosure
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 29, 2018
Property Address	2703 E ILLINOIS ST, URBANA, IL 61802-4627
Document Number	0000008500
Instrument Date	May 22, 2018
Instrument	8500
Transaction Type	Foreclosure
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.66
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,700 (+25.1%) Land $3,660 Building $12,040	$47,100 (+25.1%) Land $10,980 Building $36,120
2024	$292.00 (-56.55%)
2022	$672.00 Homeowner's exemption	$12,550 Land $2,930 Building $9,620	$37,650 Land $8,790 Building $28,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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