2703 E Brainerd St, Pensacola, FL 32503 Property Records

Escambia County property record for 2703 E Brainerd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	3,882 sqft · built 2015
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Apr 2012)
Tax Bill	$5,544 (2024)
Deeds & Mortgages	Sep 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-2S-29-5905-025-044`

Property Details

APN / Parcel Number

Primary APN	`05-2S-29-5905-025-044`
Alternative APNs	`013297000` `13297000`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,882 sqft Adjusted Area
1st Floor Area	3,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	600 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13297000
Old Parcel Number	013297000
Street Address	2703 E BRAINERD ST
City	PENSACOLA
State	FL
Zip	32503-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAA
Legal Description	LTS 25 TO 28 BLK 44 EAST PENSACOLA PLAT DB 77 P 520 & N 1/2 OF ALLEY ADJ SD LTS ORD #2-92 OR 6851 P 103 CA 4
Legal Range	29W
Legal Township	02S
Legal Section	05
Legal Subdivision	EAST PENSACOLA PLAT DB 77 P 520
Legal Block	44
Legal Lot Number	25-28
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1002
Census Tract	1002

Owner

Source: Escambia County records · APN 05-2S-29-5905-025-044

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2703 E BRAINERD ST, PENSACOLA, FL 32503-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2012 · Amount on Record
Deed Sale	Apr 30, 2012 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2012033572
Deed Book / Page	6851 / 0103
Record Updated	Jun 08, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2703 E BRAINERD ST, PENSACOLA, FL 32503-6511
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 E BRAINERD ST, PENSACOLA, FL 32503-6511

Mortgage

Document Number	0092020925
Date	Sep 11, 2024
Book Page	9202/925
Instrument	2024069708

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 01, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,429 (+5.99%)	$690,751 (+11.05%) Land $180,024 Building $510,727
2024	$5,544.00 (+2.4%)
2023	$5,414.00 (+2.5%) Homeowner's exemption	$356,110 (+3%)	$622,021 (+10.95%) Land $142,519 Building $479,502
2022	$5,282.00 Homeowner's exemption	$345,738	$560,634 Land $128,267 Building $432,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Escambia County (12033C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120330010021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 units insured incl. 9 condo units
Nearby Flood Claims	43 (1979–2021)
Claims Outside the SFHA	17 of 43
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 4 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 223 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1170525, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.