2703 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2703 E 7th Ct, Panama City, FL 32401

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,748 sqft · built 1952
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Oct 2009)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15776-000-000`

Property Details

APN / Parcel Number

Primary APN	`15776-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Architectural Style	Multi-Family
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Garage Area	456 sqft
Porch	Open Porch
Porch Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	2703 E 7TH CT
City	PANAMA CITY
State	FL
Zip	32401-5235
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	PC09
Legal Description	DOTY SUBD. (14.1) 118B3 LOT 14 & E 1/2 LOT 13 BLK D CASE NO 89-619-CP ORB 3195 P 122
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	DOTY SUBD
Legal Block	D
Legal Lot Number	14,13
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1039
Census Tract	1700

Owner

2703 E 7th Ct, a residential property, is owned by a company that bought it in October 2009.

Source: Bay County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	2310 S HIGHWAY 77, 110, LYNN HAVEN, FL 32444-4637
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2009 · Amount on File
Deed Sale	Oct 29, 2009 · Amount on File
Prior Sale	Apr 3, 2003 · Amount on File
Deed Document Number	200961611
Deed Book / Page	3195 / 122
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2703 E 7TH CT, PANAMA CITY, FL 32401-5235
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8634 RESOTA BEACH RD, PANAMA CITY, FL 32409-2158

Mortgage

Document Number	0043930500
Date	Apr 19, 2021
Book Page	4393/500
Instrument	2021028713

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2703 E 7th Ct was $1,116, down 49.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (-49.43%)	$70,281	$71,437 Land $18,411 Building $53,026
2024	$2,207.00 (+79.72%)
2023	$1,228.00 (+12.76%)	$61,480 (+13.38%) Land $12,463 Building $49,017	$61,480 (+13.38%) Land $12,463 Building $49,017
2022	$1,089.00	$54,227 Land $11,613 Building $42,614	$54,227 Land $11,613 Building $42,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2703 E 7th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1999–2024)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2703 E 7th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20