2703 Downing St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 2703 Downing St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,539 sqft · built 1966
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$195,900 (Feb 2014)
Tax Bill	$1,478 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`025-4-169-00-0`

Property Details

APN / Parcel Number

Primary APN	`025-4-169-00-0`
Alternative APNs	`15080` `9111`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,539 sqft Gross Area
1st Floor Area	2,539 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2703 DOWNING ST
City	AUGUSTA
State	GA
Zip	30909-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SURREY (00200) 008-B
Legal Subdivision	SURREY
Legal Block	B
Legal Lot Number	8
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2703 DOWNING ST, AUGUSTA, GA 30909-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2014 · Amount on File
Deed Sale	Feb 17, 2014 · Amount on File
Prior Sale	Feb 17, 1988
Deed Document Number	2014879
Deed Book / Page	1429 / 1686
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	0014171811
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	2703 DOWNING ST, AUGUSTA, GA 30909-3734
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 DOWNING ST, AUGUSTA, GA 30909-3734

Mortgage

Document Number	0019850000002509
Date	Oct 2, 2025
Book Page	0000001985/0000002509

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,478.00 (-4.27%)
2025	$1,544.00 (+20.44%)	$137,136 (+10.04%) Land $20,000 Building $117,136	$342,840 (+10.04%) Land $50,000 Building $292,840
2023	$1,282.00 (-3.17%) Senior Citizen's exemption Additional exemption filed	$124,620 (+31.52%) Land $20,000 Building $104,620	$311,550 (+31.52%) Land $50,000 Building $261,550
2022	$1,324.00	$94,754 Land $20,000 Building $74,754	$236,886 Land $50,000 Building $186,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	23 (1990–2020)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Oct 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20