Ocean County and Ship Bottom Borough property record for 2703 Central Ave, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1935 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00009-0000-00002 |
| Primary APN | 29-00009-0000-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,412 sqft |
| Basement Area | 182 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Lot Dimensions | 42 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2703 CENTRAL AVE |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Legal Description | 50X42 |
| Legal Subdivision | SHIP BOTTOM |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 739000 |
2703 Central Ave, a single family home, is owned by an individual.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 476, MULLICA HILL, NJ 08062-0476 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2703 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4241 |
| Document Number | 0177681577 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2703 CENTRAL AVE SHIP BOTTOM NJ 080084241, SHIP BOTTOM, NJ 08008-4241 |
| Document Number | 0177681577 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 017768/001577 |
| Instrument | 10229 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 28, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2703 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4241 |
| Document Number | 0170901613 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 2703 CENTRAL AVE SHIP BOTTOM NJ 080084241, SHIP BOTTOM, NJ 08008-4241 |
| Document Number | 0170901613 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 017090/001613 |
| Instrument | 38281 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 19, 2038 |
The 2025 property tax bill for 2703 Central Ave was $4,855, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,200 (-) Land $218,800 Building $172,400 | $391,200 (-) Land $218,800 Building $172,400 | |
| 2025 | $4,855.00 (+3.01%) | $391,200 Land $218,800 Building $172,400 | $391,200 Land $218,800 Building $172,400 |
| 2024 | $4,713.00 | ||
| 2023 | $391,200 Land $218,800 Building $172,400 | $391,200 Land $218,800 Building $172,400 | |
| 2022 | $4,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2703 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 306 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 337 units insured incl. 31 condo units |
| Nearby Flood Claims | 708 (1979–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2703 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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