27020 Ocean Gateway, Hebron, MD 21830 Property Records

Wicomico County property record for 27020 Ocean Gateway, Hebron, MD 21830

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,822 sqft · built 1966
Lot Size	0.491 acres (21,400 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2018)
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-002654`

Property Details

APN / Parcel Number

Primary APN	`15-002654`
Alternative APN	`002654`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,822 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,400 sqft (0.491 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	002654
Street Address	27020 OCEAN GTWY
City	HEBRON
State	MD
Zip	21830-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-2 21,400SQ FT 27020 OCEAN GATEWAY COUNTRY MEADOWS PLAT
Legal Subdivision	COUNTRY MEADOWS SECTION NO 1
Legal Block	A
Jurisdiction	WICOMICO MD
Township / Civil Division	15, HEBRON
Census Block Group	3
Census Block	3006
Census Tract	10704

Owner

27020 Ocean Gateway is owned and occupied by two individuals who acquired it in November 2021.

Source: Wicomico County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMP CREDIT UNION/MD
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Nov 23, 2021	Intrafamily Transfer, Transfer SECU TITLE SERVICES LLC
Aug 14, 2018	Deed, Transfer · ARM HEBRON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Deed Book / Page	4362 / 67
Last Transfer Date	Nov 2, 2021
Transfer Doc	0049900039
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Sep 24, 2026
Property Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033
Document Number	5783000236
Book / Page	5783 / 236
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SECU TITLE SERVICES LLC, SECU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5783000236,
Date	Sep 24, 2026
Book Page	5783/236

Lender

Name	STATE EMP CREDIT UNION/MD

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047240355
Date	Nov 2, 2020
Book Page	4724/355

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Nov 23, 2021
Property Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033
Document Number	0049900039
Book / Page	4990 / 39
Instrument Date	Nov 2, 2021
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECU TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 14, 2018
Property Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033
Document Number	0043620067
Book / Page	4362 / 067
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27020 OCEAN GTWY, HEBRON, MD 21830-1033

Mortgage

Document Number	0000436273
Date	Aug 14, 2018
Instrument	4362/73

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	366 Months
Due	Feb 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 8, 2029
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7%
Margin	1
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 27020 Ocean Gateway was $1,050 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+8.95%) Land $32,300 Building $95,500	$127,800 (-) Land $32,300 Building $95,500
2025	$1,050.00 Homeowner's exemption	$117,300	$127,800 Land $32,300 Building $95,500
2023	$960.00 Homeowner's exemption	$96,300 Land $32,300 Building $64,000	$96,300 Land $32,300 Building $64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27020 Ocean Gateway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27020 Ocean Gateway is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Gateway

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures