2702 W 39th St, Lorain, OH 44053 Property Records

Lorain County property record for 2702 W 39th St, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1979
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2022)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-013-106-026`

Property Details

APN / Parcel Number

Primary APN	`02-02-013-106-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	992 sqft
Basement Area	992 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2702 W 39TH ST
City	LORAIN
State	OH
Zip	44053-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY ACRES SUB #4 60.00 X 143.25
Legal Subdivision	SANDY ACRES SUB 4
Legal Tract	02
Legal Block	106
Legal Lot Number	111
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2006
Census Tract	97202

Owner

2702 W 39th St is owned and occupied by two individuals who bought it in March 2022.

Source: Lorain County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2702 W 39TH ST, LORAIN, OH 44053-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 26, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 23, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	2022866910
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	20210836097
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 16, 2022
Property Address	2702 W 39TH ST, LORAIN, OH 44053-2202
Document Number	0000866910
Map Reference	VOL 31 PG 8
Instrument Date	Nov 24, 2021
Instrument	2022-0866910
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 E KILBOURN AVE, 270, MILWAUKEE, WI 53202-3199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 W 39TH ST, LORAIN, OH 44053-2202

Mortgage

Document Number	0000866911
Date	Mar 16, 2022
Instrument	2022-0866911

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 26, 2021
Property Address	2702 W 39TH ST, LORAIN, OH 44053-2202
Document Number	20210836097
Map Reference	VOL 31 PG 8
Instrument Date	Jul 14, 2021
Instrument	2021-0836097
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 E KILBOURN AVE, MILWAUKEE, WI 53202-3199

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 23, 2021
Property Address	2702 W 39TH ST, LORAIN, OH 44053-2202
Document Number	0000814179
Map Reference	VOL 31 PG 8
Instrument Date	Apr 21, 2021
Instrument	2021-0814179
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 JONES BRANCH DR, MC LEAN, VA 22102-3107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2702 W 39th St was $1,766 with a homeowner's exemption, down 7.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,766.00 (-7.25%) Homeowner's exemption	$46,190 (+0.01%) Land $11,850 Building $34,340	$131,960 (-) Land $33,860 Building $98,100
2024	$1,904.00 (+4.1%)	$46,186 (+30.03%) Land $11,851 Building $34,335	$131,960 (+30.04%) Land $33,860 Building $98,100
2023	$1,829.00 (-1.67%)	$35,519 (%) Land $9,356 Building $26,163	$101,480 Land $26,730 Building $74,750
2022	$1,860.00	$35,520 Land $9,360 Building $26,160
2021			$101,480 Land $26,730 Building $74,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2702 W 39th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2702 W 39th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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