2702 W 12th St, Apt A, Duluth, MN 55806 Property Records

St. Louis County property record for 2702 W 12th St, Apt A, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Lot Size	0.319 acres (13,920 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Jun 2019)
Tax Bill	$380 (2026)
Deeds & Mortgages	Dec 2022 Transfer Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3220-02820`

Property Details

APN / Parcel Number

Primary APN	`010-3220-02820`
Alternative APNs	`1071966` `1141158`

Exterior

Lot Area	13,920 sqft (0.319 acres)

Location & Zoning

Account Number	1141158
State	MN
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 THRU 20 SERIAL #
Legal Subdivision	MERCHANTS PARK DIV OF DULUTH
Legal Block	12
Legal Lot Number	17-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	2600

Owner

2702 W 12th St, Apt A is held in a trust since November 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	523 SNELLING AVE S, 13, SAINT PAUL, MN 55116-1503
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Aug 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	20191011361
Last Transfer Date	Nov 25, 2022
Transfer Doc	0001064012
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2022
Property Address	2702 W 12TH ST APT A, A, DULUTH, MN 55806-3952
Document Number	0001064012
Instrument Date	Nov 25, 2022
Instrument	1064012
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SNELLING AVE S # 13, 13, SAINT PAUL, MN 55116-1503

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 12, 2019
Property Address	2702 W 12TH ST APT A, A, DULUTH, MN 55806-3952
Document Number	00T1011361
Instrument Date	Jun 3, 2019
Instrument	T1011361
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 W 12TH ST DULUTH MN 558063951, DULUTH, MN 55806-3951

Mortgage

Document Number	T1011362
Date	Jun 12, 2019
Instrument	T1011362

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2017
Property Address	2702 W 12TH ST APT A, A, DULUTH, MN 55806-3952
Document Number	000T988545
Instrument Date	Aug 3, 2017
Instrument	T988545
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$661.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 CREEKSIDE CIR DULUTH MN 558114206, DULUTH, MN 55811-4206

Tax Assessment & Valuation

The 2026 property tax bill for 2702 W 12th St, Apt A was $380, up 9.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$380.00 (+9.83%)
2025	$346.00 (-2.81%)	$15,100 (-40.32%) Land $15,100	$15,100 (-40.32%) Land $15,100
2024	$356.00	$25,300 Land $25,300	$25,300 Land $25,300
2022		$22,900 Land $22,900	$22,900 Land $22,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2702 W 12th St, Apt A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2702 W 12th St, Apt A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Nearby Properties on W 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures