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2702 River Creek Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2702 River Creek Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,084 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$537,600 (Feb 2022)
Tax Bill$8,009 (2025)
Deeds & MortgagesNov 2022 Transfer
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN11-25-31-5720-0001-1290

Property Details

APN / Parcel Number

Primary APN11-25-31-5720-0001-1290
Alternative APN
  • 253111572000011290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,084 sqft Living Area
Gross Area2,877 sqft
1st Floor Area2,084 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2702 RIVER CREEK LN
CitySAINT CLOUD
StateFL
Zip34771-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 129
Legal Range31E
Legal Township25S
Legal Section11
Legal SubdivisionDEL WEBB SUNBRIDGE PHS 1
Legal Phase1D
Legal Lot Number129
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

2702 River Creek Ln is owned and occupied by two individuals who acquired it in November 2022.

Source: Osceola County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2702 RIVER CREEK LN, SAINT CLOUD, FL 34771-9332
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 3, 2022Special Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on File
Deed SaleFeb 3, 2022 · Amount on File
Deed Document Number202218580
Deed Book / Page6143 / 625
Last Transfer DateNov 1, 2022
Transfer Doc0063220815
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 30, 2022
Property Address2702 RIVER CREEK LN, SAINT CLOUD, FL 34771-9332
Document Number0063220815
Book / Page6322 / 815
Map ReferenceMB 30 PG 57-66
Instrument DateNov 1, 2022
Instrument2022172330
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 RIVER CREEK LN, SAINT CLOUD, FL 34771-9332
InvestorPossibly a Property Investor

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 3, 2022
Property Address2702 RIVER CREEK LN, SAINT CLOUD, FL 34771-9332
Document Number0061430625
Book / Page6143 / 625
Map ReferenceMB 30 PG 57-66
Instrument DateJan 28, 2022
Instrument2022018580
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
Tax$3,763.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 RIVER CREEK LN, SAINT CLOUD, FL 34771-9332

Tax Assessment & Valuation

The 2025 property tax bill for 2702 River Creek Ln was $8,009 with exemptions applied, up 2.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,009.00 (+2.55%) Homeowner's exemption Senior Citizen's exemption$493,900 Land $96,600 Building $397,300$493,900 Land $96,600 Building $397,300
2024$7,810.00 (-4.04%)
2023$8,139.00 (+206.67%) Homeowner's exemption$501,400 (+582.18%) Land $94,500 Building $406,900$501,400 (+582.18%) Land $94,500 Building $406,900
2022$2,654.00$73,500 Land $73,500$73,500 Land $73,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2702 River Creek Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2702 River Creek Ln is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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